North Highlands is an unincorporated Sacramento County community next to McClellan Park, the former Air Force base that is now one of the region's largest business parks. We help North Highlands buyers, homeowners and investors with FHA, VA, conventional and rental property financing. Down payment assistance in North Highlands can cover a large share of the cash needed to buy a home, and Pacific National Lending helps buyers find and use the programs they qualify for. From CalHFA's statewide MyHome assistance to county and city programs, we layer assistance with FHA, VA or conventional financing to reduce cash to close.
Call Pacific National Lending for down payment assistance in North Highlands: (916) 526-2700
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North Highlands is one of the most affordable communities in Sacramento County, which makes it a first stop for first-time buyers, FHA and VA borrowers and investors looking for rentals. Many homes date from the 1950s and 60s, so condition-related appraisal issues and renovation financing come up often. To use most assistance programs in North Highlands, you must be a first-time buyer, meaning no ownership interest in a home in the past three years, occupy the home as your primary residence, complete a homebuyer education course and stay within the program's income limits for Sacramento County.
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Housing is mostly single-family homes built between the 1950s and 1970s around Watt Avenue, Elkhorn Boulevard and Madison Avenue, with some 1980s and 90s subdivisions on the north side and duplexes and small multi-unit properties throughout. Assistance loans add a few steps to the closing, such as program approval and homebuyer education, and we manage all of them. Most North Highlands purchases using CalHFA assistance close in about 30 to 35 days, and we set expectations with your agent and the seller from the start.
To find out which down payment assistance programs you qualify for in North Highlands, call (916) 526-2700 or apply online. We will check eligibility, explain the terms and build a plan around them. No credit pull at the first step.
We help borrowers with down payment assistance throughout North Highlands, including McClellan Park, Watt Avenue corridor, Elkhorn Boulevard, Larchmont, and across north Sacramento County. North Highlands is about twenty-five minutes from our Gold River office.
Ready to talk about down payment assistance in North Highlands? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
Apply HereLearn more about the program itself: Down Payment Assistance · All loan options · Purchase · Refinance · Today's rates
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