Gold River is home base for Pacific National Lending.
Rancho Cordova is the city right next door to our Gold River office, and it is where a large share of our purchase loans and refinances close.
Sacramento is California's capital and the center of the region we serve from our Gold River office, about twenty minutes east on Highway 50.
Folsom is fifteen minutes up Highway 50 from our Gold River office, and its combination of Folsom Lake, strong schools and major employers like Intel keeps demand high.
Citrus Heights is an established Sacramento County city along the Sunrise Boulevard and Greenback Lane corridors, and its mid-century neighborhoods make it one of the most accessible places to buy a home in the area.
Antelope is an unincorporated Sacramento County community north of the McClellan Park business park, built out largely in the 1990s and early 2000s.
Fair Oaks is a tree-lined community along the American River just east of our Gold River office, known for Fair Oaks Village, its bluffs and its larger lots.
Orangevale is a semi-rural Sacramento County community north of Folsom Lake Crossing, where half-acre lots, horse properties and quiet streets are still the norm.
Carmichael is an established Sacramento County community along Fair Oaks Boulevard and the American River, with some of the region's most desirable mid-century neighborhoods.
Elk Grove is the largest suburb south of Sacramento and one of the region's most active housing markets, with everything from master-planned Laguna neighborhoods to acreage in Sheldon.
Anatolia is a master-planned community in the Sunridge area of Rancho Cordova, built out from the mid-2000s onward with parks, a clubhouse and Elk Grove Unified schools.
North Highlands is an unincorporated Sacramento County community next to McClellan Park, the former Air Force base that is now one of the region's largest business parks.
Arden-Arcade is the established, unincorporated Sacramento County community between the city of Sacramento and Carmichael, home to Arden Fair, Pavilions and some of the region's most desirable mid-century neighborhoods.
Rosemont is an unincorporated Sacramento County neighborhood just south of Highway 50 and west of Rancho Cordova, only about ten minutes from our Gold River office.
Rancho Murieta is a gated, master-planned community along the Cosumnes River in eastern Sacramento County, about thirty minutes from our Gold River office, with two championship golf courses, private lakes and an equestrian center.
Galt is the southernmost city in Sacramento County, a Highway 99 town between Elk Grove and Lodi known for its Old Town, the weekly Galt Market and the farmland that still surrounds it.
Lincoln sits at the north end of Placer County's growth corridor along Highway 65, and it has been one of the fastest-growing cities in the region for two decades.
Roseville is Placer County's largest city and one of the busiest housing markets in the region.
Rocklin sits between Roseville and Loomis in Placer County, and its schools, parks and Sierra College campus have made it a top choice for families moving within the region.
Granite Bay is an upscale, unincorporated Placer County community on the west shore of Folsom Lake, known for large lots, custom homes and gated neighborhoods.
Loomis is a small Placer County town along Taylor Road and I-80 that has kept its rural character, with acreage properties, horse pastures and a walkable historic downtown.
Newcastle is a small Placer County foothill community along Taylor Road and I-80 between Loomis and Auburn, once the heart of the region's fruit-shipping industry.
Auburn is the Placer County seat and the gateway to the Sierra foothills, where Old Town's Gold Rush storefronts meet the trails of the Auburn State Recreation Area.
Penryn is a small unincorporated Placer County community along Taylor Road and I-80 between Loomis and Newcastle, known for its granite quarry history, orchards and acreage properties.
Meadow Vista is an unincorporated foothill community in Placer County just north of Auburn off I-80, with wooded lots, the Winchester Country Club and a strong sense of small-town community.
El Dorado Hills is one of the most sought-after communities in the Sacramento region, built into the oak-covered foothills of western El Dorado County just east of Folsom.
Placerville is the El Dorado County seat, a Gold Rush town along Highway 50 whose historic Main Street sits at the center of a wide foothill area that includes Diamond Springs, Camino and Apple Hill.
Shingle Springs is an unincorporated El Dorado County community along Highway 50 between Cameron Park and Placerville, where oak-studded acreage and custom homes stretch from Mother Lode Drive into the foothills.
Cameron Park is an established El Dorado County community along Highway 50 between El Dorado Hills and Shingle Springs, with Cameron Park Lake, a country club and the unique Cameron Airpark residential neighborhood.
Jackson is the Amador County seat, a Gold Rush town where Highways 49 and 88 meet and where the Kennedy Mine headframe still stands over a historic Main Street.
Ione is a small western Amador County town in the rolling oak country below the Gold Rush foothills, watched over by the landmark Preston Castle.
Davis is Yolo County's university town, home to UC Davis and one of the tightest housing markets in the Sacramento region.
Woodland is the Yolo County seat, about forty minutes northwest of our Gold River office, with a well-preserved historic downtown on Main Street and fast-growing neighborhoods on the south side.
West Sacramento sits directly across the Sacramento River from downtown, and its riverfront redevelopment has made it one of the fastest-changing cities in the region.
Yuba City is the Sutter County seat and the commercial center of the Yuba-Sutter area, about fifty minutes north of Sacramento along Highway 99.
Marysville is the historic Yuba County seat on the east bank of the Feather River, and one of the most affordable places to buy a home within an hour of Sacramento.
Plumas Lake is a master-planned community in southern Yuba County along Highway 70, built from the early 2000s onward between the Feather and Bear rivers.
Wheatland is a small Yuba County farm town on Highway 65 between Lincoln and Marysville, just outside the Wheatland gate of Beale Air Force Base.
Grass Valley is the largest city in Nevada County, a historic gold-mining town in the Sierra foothills along Highway 49 with a lively downtown and neighborhoods stretching into the pines.
Truckee is a mountain town on I-80 just north of Lake Tahoe, where year-round residents, second-home owners and short-term rental investors all compete for homes in Tahoe Donner, Glenshire and the historic downtown.
Lake of the Pines is a gated, private-lake community in southern Nevada County on Highway 49 between Auburn and Grass Valley, with a golf course, marina and a full calendar of HOA amenities.
Vacaville sits on I-80 midway between Sacramento and the Bay Area, and its mix of newer neighborhoods, downtown revival and Travis Air Force Base proximity keeps its housing market busy.
Fairfield is the Solano County seat and home to Travis Air Force Base, with neighborhoods that range from established central-city streets to the golf-course communities of Green Valley and Paradise Valley.
Vallejo sits on San Pablo Bay at the southern tip of Solano County, with a ferry to San Francisco, historic Mare Island and some of the Bay Area's most affordable housing.
Dixon is a small Solano County city on I-80 between Davis and Vacaville, surrounded by farmland and known for its May Fair, historic downtown and quiet family neighborhoods.
American Canyon is the southern gateway to Napa County, a young city on Highway 29 between Vallejo and Napa with wetlands trails along the Napa River and mostly newer neighborhoods.
Napa is the county seat and the largest city in the Napa Valley, with a revived riverfront downtown, the Oxbow district and neighborhoods that run from Victorian Old Town to the vineyards of Coombsville.
Sonoma is the historic heart of the Sonoma Valley, built around the eight-acre Sonoma Plaza and the last of the California missions, with vineyards beginning at the edge of town.
Santa Rosa is the Sonoma County seat and the largest city in the North Bay, stretching from historic Railroad Square and the McDonald Avenue mansions to the hillside neighborhoods of Fountaingrove and Bennett Valley.
Rohnert Park is one of California's original planned cities, laid out along Highway 101 in lettered neighborhood sections, each with its own park and school, and home to Sonoma State University.
Sebastopol is the small town at the center of west Sonoma County, where Gravenstein apple orchards and vineyards surround a walkable downtown and The Barlow market district.
Petaluma is a southern Sonoma County river town on Highway 101 with one of the best-preserved historic downtowns in California and streets of Victorian homes on its west side.
Novato is Marin County's northernmost city, with a small-town Old Town along Grant Avenue, oak-covered hills and the redeveloped Hamilton neighborhood on the former Air Force base.
San Rafael is the Marin County seat and its largest city, founded around Mission San Rafael Arcangel and known today for its Fourth Street downtown, the Frank Lloyd Wright civic center and hillside neighborhoods above the bay.
Sausalito sits just across the Golden Gate Bridge from San Francisco, a hillside town of bay-view homes above a working waterfront and the famous floating-home docks of Richardson Bay.
Walnut Creek is the East Bay's suburban hub at the foot of Mount Diablo, with a walkable downtown, BART access and some of Contra Costa County's most desirable neighborhoods.
Brentwood is a fast-growing city in far east Contra Costa County, where former orchards have become master-planned neighborhoods and active-adult communities.
Concord is the largest city in Contra Costa County, with BART access, Todos Santos Plaza downtown and neighborhoods that stretch from Clayton Valley to the former Naval Weapons Station.
Richmond wraps around thirty-two miles of San Francisco Bay shoreline in west Contra Costa County, with BART, a ferry to San Francisco and neighborhoods as different as historic Point Richmond and the waterfront homes of Marina Bay.
San Ramon sits along I-680 in the San Ramon Valley, anchored by the Bishop Ranch business park and known for top-rated schools and the newer hillside neighborhoods of Dougherty Valley.
Pleasanton is a Tri-Valley city at the junction of I-580 and I-680, loved for its historic Main Street under the Pleasanton arch, the Alameda County Fairgrounds and consistently strong schools.
Livermore is the easternmost city in the Tri-Valley, home to one of California's oldest wine regions, two national laboratories and a lively downtown along First Street.
Hayward sits at the center of the East Bay shoreline, where the San Mateo Bridge, I-880 and two BART stations meet, with Cal State East Bay looking down from the hills.
Fremont is the East Bay's gateway to Silicon Valley, a large city formed from five historic towns beneath Mission Peak, with BART service and a major base of technology and advanced-manufacturing jobs.
Oakland is the Alameda County seat and the largest city in the East Bay, running from the Lake Merritt waterfront and Jack London Square up through Rockridge and Montclair into the redwood-covered hills.
Berkeley is the university city on the east shore of San Francisco Bay, famous for the UC Berkeley campus and for streets of brown-shingle and Craftsman homes that climb from the flats into the Berkeley Hills.
Daly City borders San Francisco at the top of the Peninsula, known for the rows of pastel mid-century homes in Westlake, two BART stations and quick access to I-280 and Highway 1.
Pacifica stretches along six miles of Highway 1 coastline just south of San Francisco, a string of beach and valley neighborhoods backed by green coastal hills.
San Mateo sits midway between San Francisco and Silicon Valley, with a busy downtown around Central Park, three Caltrain stations and neighborhoods that run from the bay shore up into the western hills.
Redwood City is the San Mateo County seat, a Peninsula city with a revived downtown around Courthouse Square, a Caltrain stop and a long-standing claim to the best climate in the country.
Palo Alto is the birthplace of Silicon Valley, a leafy city next to Stanford University with a walkable University Avenue downtown and some of the most valuable residential streets in the country.
Mountain View sits in the middle of Silicon Valley between Palo Alto and Sunnyvale, with a lively Castro Street downtown, Caltrain and light rail, and some of the world's best-known technology employers within its city limits.
Sunnyvale is a Silicon Valley city between Mountain View and Santa Clara, with a historic Murphy Avenue downtown, two Caltrain stations and quiet mid-century neighborhoods within a short commute of major technology campuses.
San Jose is the largest city in Northern California and the Santa Clara County seat, a collection of distinct neighborhoods spread across the valley floor from Willow Glen and the Rose Garden to Almaden Valley and Evergreen.
Los Gatos is a small, affluent town at the base of the Santa Cruz Mountains where Highway 17 leaves Silicon Valley, with a charming downtown on North Santa Cruz Avenue and Victorian homes a short walk away.
Stockton is the San Joaquin County seat and the largest city in the northern San Joaquin Valley, with a Delta waterfront, a growing university presence and neighborhoods that span more than a century of construction.
Modesto is the Stanislaus County seat and the hub of the central San Joaquin Valley, with tree-lined older neighborhoods, the master-planned Village One community and a strong agricultural economy.
Tracy sits at the junction of I-205 and I-580 on the western edge of the San Joaquin Valley, and it has grown into a major home base for Bay Area commuters.
Lodi is a northern San Joaquin County city on Highway 99 surrounded by old-vine Zinfandel vineyards, with a walkable downtown on School Street behind the historic Lodi Arch.
Manteca sits at the crossroads of Highway 99 and the Highway 120 bypass in southern San Joaquin County, and it has become one of the valley's fastest-growing commuter cities.
Turlock is Stanislaus County's second-largest city, a Highway 99 community south of Modesto that is home to California State University, Stanislaus and a deep-rooted agricultural economy.
Sherman Oaks is a Los Angeles neighborhood in the San Fernando Valley, centered on Ventura Boulevard near the 101 and 405 freeways, with hillside streets that climb south toward Mulholland Drive.
Photo credits: Galt: roarofthefour (Flickr) (CC BY-SA 2.0); Wheatland: T71024 (CC BY-SA 3.0); Jackson: EPoelzl (CC BY-SA 3.0); Lodi: Kiddo27 (CC BY-SA 4.0); Manteca: SpiritedMichelle (CC BY 4.0); American Canyon: Cullen328 (Jim Heaphy) (CC BY 3.0); Saint Helena: Tony Webster (CC BY-SA 2.0); Sonoma: Cullen328 (Jim Heaphy) (CC BY-SA 3.0); Santa Rosa: Frank Schulenburg (CC BY-SA 3.0); Rohnert Park: Yngvadottir (CC BY-SA 4.0); Sebastopol: Frank Schulenburg (CC BY-SA 3.0); Petaluma: Andrew Heller (CC BY-SA 4.0); Novato: Sharon Hahn Darlin (CC BY 2.0); Sausalito: Brocken Inaglory (CC BY-SA 4.0); Richmond: nick fullerton (CC BY 2.0); Pleasanton: FASTILY (CC BY-SA 4.0); Hayward: Pi.1415926535 (CC BY-SA 4.0); Fremont: David Ball (CC BY 2.5); Oakland: Robert Hsiao (CC BY-SA 4.0); Berkeley: Coolcaesar (CC BY-SA 4.0); Daly City: Tim Adams (CC BY 3.0); Pacifica: John Loo (CC BY 2.0); San Mateo: FASTILY (CC BY-SA 4.0); Redwood City: FASTILY (CC BY-SA 4.0); Palo Alto: Brian Sterling (CC BY-SA 2.0); Mountain View: Runner1928 (CC BY-SA 4.0); Sunnyvale: The Sands of Time 0 (CC BY-SA 4.0); Los Gatos: Ramkumar Menon (CC BY-SA 4.0); Sherman Oaks: Clotee Pridgen Allochuku (Panoramio) (CC BY-SA 3.0).
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