North Highlands is an unincorporated Sacramento County community next to McClellan Park, the former Air Force base that is now one of the region's largest business parks. We help North Highlands buyers, homeowners and investors with FHA, VA, conventional and rental property financing. VA loans are the strongest home financing benefit available to those who have served, and Pacific National Lending makes sure North Highlands veterans get the full value of it: no down payment, competitive rates, no monthly mortgage insurance and limits on the closing costs a veteran can be charged.
Call Pacific National Lending for VA loans in North Highlands: (916) 526-2700
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North Highlands is one of the most affordable communities in Sacramento County, which makes it a first stop for first-time buyers, FHA and VA borrowers and investors looking for rentals. Many homes date from the 1950s and 60s, so condition-related appraisal issues and renovation financing come up often. Instead of mortgage insurance, VA charges a one-time funding fee that can be financed into the loan, and veterans receiving VA disability compensation are exempt from it. We calculate the fee for your specific situation so the true cost of a VA loan in North Highlands is clear from the start.
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Housing is mostly single-family homes built between the 1950s and 1970s around Watt Avenue, Elkhorn Boulevard and Madison Avenue, with some 1980s and 90s subdivisions on the north side and duplexes and small multi-unit properties throughout. The VA appraisal checks value and the VA's minimum property requirements, which cover safety, structural soundness and sanitation. We help North Highlands buyers understand which properties are likely to pass and how to handle repairs when a home needs them.
Veterans who already have a VA loan in North Highlands may qualify for a VA Interest Rate Reduction Refinance Loan (IRRRL), a streamlined refinance with minimal documentation, or a VA cash-out refinance to access equity. We handle both.
Our VA loans clients in North Highlands come from McClellan Park, Watt Avenue corridor, Elkhorn Boulevard, Larchmont and every other part of north Sacramento County. North Highlands is about twenty-five minutes from our Gold River office.
For VA loans in North Highlands, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: VA Loans · All loan options · Purchase · Refinance · Today's rates
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