Lincoln sits at the north end of Placer County's growth corridor along Highway 65, and it has been one of the fastest-growing cities in the region for two decades. We help Lincoln buyers and homeowners from Twelve Bridges to Sun City Lincoln Hills. As a mortgage broker near Lincoln, our job is to work for you, not for a bank. Broker Jason Skelton and our loan officers compare rates and guidelines from many lenders on every file, so Lincoln borrowers see options a single retail lender or big bank simply cannot offer. We are licensed by the California Department of Real Estate (DRE #01778208) and registered with NMLS (#115924).
Call Pacific National Lending for mortgage broker services in Lincoln: (916) 526-2700
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Lincoln's market is a mix of new-construction subdivisions, 2000s homes now changing hands for the second or third time, and a very large 55-plus community. That makes builder-competitive financing, conventional and VA purchase loans, and reverse mortgages all common requests here. In the Lincoln market, the difference between a broker and a big bank shows up at the offer stage. A fully underwritten pre-approval from PNL tells the listing agent that the buyer's income, assets and credit have already been reviewed, which makes an offer far more competitive than a pre-qualification letter based on a phone call.
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Housing includes Sun City Lincoln Hills, the Del Webb active-adult community, newer neighborhoods in Twelve Bridges, Lincoln Crossing and Foskett Ranch, and older homes around the historic downtown grid. Pacific National Lending is headquartered in Gold River, not in another state, and that matters for Lincoln borrowers. We know the local appraisers, escrow companies and real estate agents, we understand county-specific loan limits and property issues, and you can sit across a desk from us whenever a conversation is easier in person.
Getting started in Lincoln is simple: call (916) 526-2700, or use the secure online application. There is no credit pull at the first step, and a licensed loan officer will follow up to explain what you qualify for and what documents we will need.
Pacific National Lending serves Sun City Lincoln Hills, Twelve Bridges, Lincoln Crossing, Foskett Ranch and the rest of Lincoln for mortgage broker services. Lincoln is roughly forty minutes from our Gold River office via Highway 65 and I-80, and most of the process is handled by phone and secure e-signature.
For mortgage broker services in Lincoln, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Mortgage Broker · All loan options · Purchase · Refinance · Today's rates
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