FHA Loans in Lincoln, CA

FHA Loans in Lincoln, CA

Lincoln sits at the north end of Placer County's growth corridor along Highway 65, and it has been one of the fastest-growing cities in the region for two decades. We help Lincoln buyers and homeowners from Twelve Bridges to Sun City Lincoln Hills. FHA loans help Lincoln buyers who have limited savings, a shorter credit history or a past credit event that conventional lenders will not overlook. With 3.5 percent down and flexible qualifying, an FHA loan often turns a buyer who was told to wait into a homeowner this year.

Call Pacific National Lending for FHA loans in Lincoln: (916) 526-2700

FHA Beyond First-Time Buyers in Lincoln

Housing includes Sun City Lincoln Hills, the Del Webb active-adult community, newer neighborhoods in Twelve Bridges, Lincoln Crossing and Foskett Ranch, and older homes around the historic downtown grid. Our FHA process in Lincoln mirrors any other purchase loan: a fully underwritten pre-approval, a clear document list, appraisal and final approval, typically in about three weeks. Because we broker to several FHA lenders, a file that one lender declines often has a home with another.

Buyers in Lincoln using FHA can often combine it with CalHFA or local down payment assistance to cover part or all of the 3.5 percent down. We check every first-time buyer's eligibility for assistance before finalizing the loan structure.

Our FHA loans clients in Lincoln come from Sun City Lincoln Hills, Twelve Bridges, Lincoln Crossing, Foskett Ranch and every other part of south Placer County. Lincoln is roughly forty minutes from our Gold River office via Highway 65 and I-80, and most of the process is handled by phone and secure e-signature.

For FHA loans in Lincoln, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.