Sacramento is California's capital and the center of the region we serve from our Gold River office, about twenty minutes east on Highway 50. We finance homes across the city, from Midtown flats and Land Park bungalows to new construction in Natomas. Pacific National Lending is an independent mortgage broker serving Sacramento from our office in Gold River. Instead of selling one bank's products, we shop your loan across multiple wholesale lenders and match you with the program, rate and terms that fit, whether that is a conventional purchase loan, FHA, VA, jumbo, a refinance or an investment property loan.
Call Pacific National Lending for mortgage broker services in Sacramento: (916) 526-2700
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Sacramento's housing market is one of the most varied in Northern California: pre-war neighborhoods with tight inventory and multiple offers, established 1950s to 70s suburbs, and large newer subdivisions in North Natomas. That range means the right loan program depends heavily on the neighborhood, the property condition and the buyer's goals. Because we broker loans rather than fund one bank's products, we can move a difficult Sacramento file to a lender whose guidelines fit: self-employed income, a recent credit event, a unique property or a tight closing timeline. We price every loan across our lender network and show you the trade-off between rate and closing costs in writing.
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Expect Craftsman bungalows and Tudors in Midtown, East Sacramento, Land Park and Curtis Park, ranch homes in Tahoe Park, South Land Park and the Pocket, and 1990s-to-2020s homes across Natomas and North Natomas. Pacific National Lending is headquartered in Gold River, not in another state, and that matters for Sacramento borrowers. We know the local appraisers, escrow companies and real estate agents, we understand county-specific loan limits and property issues, and you can sit across a desk from us whenever a conversation is easier in person.
Getting started in Sacramento is simple: call (916) 526-2700, or use the secure online application. There is no credit pull at the first step, and a licensed loan officer will follow up to explain what you qualify for and what documents we will need.
Our mortgage broker services clients in Sacramento come from Midtown, East Sacramento, Land Park, Curtis Park and every other part of the greater Sacramento area. Downtown Sacramento is about twenty minutes from our office, and we serve every Sacramento zip code.
For mortgage broker services in Sacramento, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Mortgage Broker · All loan options · Purchase · Refinance · Today's rates
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