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Reverse Mortgage in Sacramento, CA

Using Home Equity in Retirement in Sacramento

Sacramento is California's capital and the center of the region we serve from our Gold River office, about twenty minutes east on Highway 50. We finance homes across the city, from Midtown flats and Land Park bungalows to new construction in Natomas. For many Sacramento retirees, the home is their largest asset and their largest expense. A reverse mortgage can eliminate the monthly mortgage payment, provide a reserve for medical costs or home repairs, or simply make retirement more comfortable, and the homeowner keeps the title.

Call Pacific National Lending for a reverse mortgage in Sacramento: (916) 526-2700

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Sacramento, California

Reverse Mortgage Eligibility in Sacramento

Sacramento's housing market is one of the most varied in Northern California: pre-war neighborhoods with tight inventory and multiple offers, established 1950s to 70s suburbs, and large newer subdivisions in North Natomas. That range means the right loan program depends heavily on the neighborhood, the property condition and the buyer's goals. The amount available on an Sacramento reverse mortgage depends on the youngest borrower's age, the home's appraised value, current interest rates and the program's lending limit. Higher-value Sacramento homes may benefit from proprietary jumbo reverse mortgages that exceed the HECM limit.

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The Pacific National Lending team in Gold River

The Reverse Mortgage Process in Sacramento

Expect Craftsman bungalows and Tudors in Midtown, East Sacramento, Land Park and Curtis Park, ranch homes in Tahoe Park, South Land Park and the Pocket, and 1990s-to-2020s homes across Natomas and North Natomas. Our reverse mortgage process in Sacramento begins with an honest conversation about whether it is the right tool, and sometimes it is not. If a reverse mortgage fits, we help schedule the required HUD counseling session, order the appraisal and guide you through closing, usually in four to six weeks.

Common reasons Sacramento homeowners choose a reverse mortgage include paying off an existing mortgage, funding in-home care, delaying Social Security, covering a large repair or simply creating a reserve for peace of mind. The right reason is the one that fits your plan.

Pacific National Lending serves Midtown, East Sacramento, Land Park, Curtis Park and the rest of Sacramento for a reverse mortgage. Downtown Sacramento is about twenty minutes from our office, and we serve every Sacramento zip code.

Ready to talk about a reverse mortgage in Sacramento? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.

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Every loan program we offer Sacramento homebuyers, homeowners and investors.

Nearby Areas We Serve

Based in Gold River and serving Sacramento County and all of Northern California.

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Get Started with Reverse Mortgage in Sacramento

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