Sacramento is California's capital and the center of the region we serve from our Gold River office, about twenty minutes east on Highway 50. We finance homes across the city, from Midtown flats and Land Park bungalows to new construction in Natomas. No income investor loans in Sacramento let real estate investors finance rental property without tax returns, pay stubs or employment verification. The loan qualifies on the property's rental income and the borrower's credit and assets, and Pacific National Lending brokers these programs through multiple lenders for Sacramento investors.
Call Pacific National Lending for no income investor loans in Sacramento: (916) 526-2700
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Sacramento's housing market is one of the most varied in Northern California: pre-war neighborhoods with tight inventory and multiple offers, established 1950s to 70s suburbs, and large newer subdivisions in North Natomas. That range means the right loan program depends heavily on the neighborhood, the property condition and the buyer's goals. Qualifying for a no income investor loan in Sacramento focuses on credit score, down payment, reserves and the rent the property produces. Typical down payments run 20 to 25 percent, rates are somewhat higher than conventional, and the property must be a non-owner-occupied rental.
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Expect Craftsman bungalows and Tudors in Midtown, East Sacramento, Land Park and Curtis Park, ranch homes in Tahoe Park, South Land Park and the Pocket, and 1990s-to-2020s homes across Natomas and North Natomas. No income investor loans in Sacramento are available for purchases, rate-and-term refinances and cash-out refinances, which makes them a flexible tool for pulling equity out of one rental to buy the next without a tax return in sight.
To get a quote on a no income investor loan for an Sacramento property, call (916) 526-2700 or send the property address and rent through our application. We will run the numbers and give you a written term sheet.
Pacific National Lending serves Midtown, East Sacramento, Land Park, Curtis Park and the rest of Sacramento for no income investor loans. Downtown Sacramento is about twenty minutes from our office, and we serve every Sacramento zip code.
For no income investor loans in Sacramento, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: No Income Investor Loans · All loan options · Purchase · Refinance · Today's rates
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