North Highlands is an unincorporated Sacramento County community next to McClellan Park, the former Air Force base that is now one of the region's largest business parks. We help North Highlands buyers, homeowners and investors with FHA, VA, conventional and rental property financing. Self-employed investors, retirees and anyone whose tax returns understate their real income can struggle with conventional investor loans. No income investor loans in North Highlands solve that by looking at the property instead of the borrower's personal income, which is exactly how Pacific National Lending helps investors keep buying.
Call Pacific National Lending for no income investor loans in North Highlands: (916) 526-2700
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North Highlands is one of the most affordable communities in Sacramento County, which makes it a first stop for first-time buyers, FHA and VA borrowers and investors looking for rentals. Many homes date from the 1950s and 60s, so condition-related appraisal issues and renovation financing come up often. No income investor loans in North Highlands are usually DSCR loans: the lender divides the property's monthly rent by the monthly payment including taxes, insurance and HOA dues, and approves the loan when that ratio meets the program's minimum, often 1.0 or higher. Some lenders allow ratios below 1.0 with a larger down payment.
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Housing is mostly single-family homes built between the 1950s and 1970s around Watt Avenue, Elkhorn Boulevard and Madison Avenue, with some 1980s and 90s subdivisions on the north side and duplexes and small multi-unit properties throughout. Investors in North Highlands with growing portfolios appreciate that no income loans do not count against the conventional ten-property limit and do not require debt-to-income calculations. We help investors decide when to use conventional financing and when to switch.
No income investor loans can finance single-family rentals, 2-to-4-unit properties, condos and townhomes in North Highlands, and some lenders offer them for larger multi-family and mixed-use properties. Foreign national programs are also available with some lenders.
Pacific National Lending serves McClellan Park, Watt Avenue corridor, Elkhorn Boulevard, Larchmont and the rest of North Highlands for no income investor loans. North Highlands is about twenty-five minutes from our Gold River office.
Call Pacific National Lending at (916) 526-2700 or start your application online. We will review your goals, explain your options in plain English and give you real numbers for no income investor loans in North Highlands.
Apply HereLearn more about the program itself: No Income Investor Loans · All loan options · Purchase · Refinance · Today's rates
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