Citrus Heights is an established Sacramento County city along the Sunrise Boulevard and Greenback Lane corridors, and its mid-century neighborhoods make it one of the most accessible places to buy a home in the area. We help Citrus Heights buyers and homeowners with purchase loans, refinances and equity lines. When Citrus Heights homebuyers search for a mortgage broker near them, what they usually want is someone local who will pick up the phone, explain the numbers honestly and get the loan closed on time. That has been Pacific National Lending's approach for more than fifteen years, and it is why so much of our business in Citrus Heights comes from referrals and repeat clients.
Call Pacific National Lending for mortgage broker services in Citrus Heights: (916) 526-2700
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Citrus Heights is a value-driven market where first-time buyers, FHA and VA borrowers and small investors compete for solid 1950s to 70s homes on good-sized lots. Homeowners who bought years ago often have significant equity, which makes cash-out refinances and HELOCs popular here. In the Citrus Heights market, the difference between a broker and a big bank shows up at the offer stage. A fully underwritten pre-approval from PNL tells the listing agent that the buyer's income, assets and credit have already been reviewed, which makes an offer far more competitive than a pre-qualification letter based on a phone call.
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Housing is mostly single-family ranch homes built from the 1950s through the 1970s around Sunrise Mall, Rusch Park and Sylvan Old Auburn Road, with pockets of 1980s and 90s homes and townhomes. Pacific National Lending is headquartered in Gold River, not in another state, and that matters for Citrus Heights borrowers. We know the local appraisers, escrow companies and real estate agents, we understand county-specific loan limits and property issues, and you can sit across a desk from us whenever a conversation is easier in person.
Getting started in Citrus Heights is simple: call (916) 526-2700, or use the secure online application. There is no credit pull at the first step, and a licensed loan officer will follow up to explain what you qualify for and what documents we will need.
We help borrowers with mortgage broker services throughout Citrus Heights, including Sunrise Mall area, Rusch Park, Sylvan Old Auburn, Arcade Creek, and across the Sunrise Boulevard corridor. Citrus Heights is about twenty minutes from our Gold River office via Sunrise Boulevard.
Call Pacific National Lending at (916) 526-2700 or start your application online. We will review your goals, explain your options in plain English and give you real numbers for mortgage broker services in Citrus Heights.
Apply HereLearn more about the program itself: Mortgage Broker · All loan options · Purchase · Refinance · Today's rates
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