Citrus Heights is an established Sacramento County city along the Sunrise Boulevard and Greenback Lane corridors, and its mid-century neighborhoods make it one of the most accessible places to buy a home in the area. We help Citrus Heights buyers and homeowners with purchase loans, refinances and equity lines. Self-employed investors, retirees and anyone whose tax returns understate their real income can struggle with conventional investor loans. No income investor loans in Citrus Heights solve that by looking at the property instead of the borrower's personal income, which is exactly how Pacific National Lending helps investors keep buying.
Call Pacific National Lending for no income investor loans in Citrus Heights: (916) 526-2700
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Citrus Heights is a value-driven market where first-time buyers, FHA and VA borrowers and small investors compete for solid 1950s to 70s homes on good-sized lots. Homeowners who bought years ago often have significant equity, which makes cash-out refinances and HELOCs popular here. Rent on an Citrus Heights property is documented with an existing lease or an appraiser's market rent estimate, and some programs accept short-term rental income history. We know which lenders count which income, and we choose the one that makes your deal work.
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Housing is mostly single-family ranch homes built from the 1950s through the 1970s around Sunrise Mall, Rusch Park and Sylvan Old Auburn Road, with pockets of 1980s and 90s homes and townhomes. The process for a no income investor loan in Citrus Heights is faster and simpler than a conventional loan: an application, a credit pull, asset statements, the property's rent and an appraisal. Most close in about three weeks, and lenders generally allow the property to be held in an LLC.
No income investor loans can finance single-family rentals, 2-to-4-unit properties, condos and townhomes in Citrus Heights, and some lenders offer them for larger multi-family and mixed-use properties. Foreign national programs are also available with some lenders.
Pacific National Lending serves Sunrise Mall area, Rusch Park, Sylvan Old Auburn, Arcade Creek and the rest of Citrus Heights for no income investor loans. Citrus Heights is about twenty minutes from our Gold River office via Sunrise Boulevard.
Ready to talk about no income investor loans in Citrus Heights? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
Apply HereLearn more about the program itself: No Income Investor Loans · All loan options · Purchase · Refinance · Today's rates
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