No income investor loans in Citrus Heights use property cash flow, not personal income, to qualify. Perfect for self-employed investors or those with significant assets but minimal reportable income.
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These loans evaluate the Debt Service Coverage Ratio (DSCR) of a property to determine eligibility, making them a streamlined option for experienced investors.
Apply HereConventional, FHA, VA, USDA, Jumbo Loans
First-Time Homebuyer Programs
Refinance and Cash-Out Options
Down Payment Assistance Guidance
Conventional, FHA, VA, USDA, Jumbo Loans
Few First-Time Buyer Solutions
Refinance and Cash-Out Options
Minimal Down Payment Support
15+ Years Serving California Homebuyers
In-Depth Knowledge of Sacramento & Placer Markets
Dedicated Local Team
High Employee Turnover
Limited Understanding of Local Markets
Remote or Rotating Staff
Direct Access to Loan Officers
Fast Response Times
Step-by-Step Guidance from Application to Closing
Ability to Work with Difficult Applications
Call Centers or Automated Systems
Delayed or Infrequent Communication
Minimal Guidance During Process
Unclear Status Updates
We work with lenders who specialize in no income verification loans to provide fast approvals and competitive rates.
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1. Great for scaling rental property portfolios without tax return requirements.
2. Focus is on property performance rather than personal financial history.
3. Faster closings mean you can act quickly on investment opportunities.
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