Citrus Heights is an established Sacramento County city along the Sunrise Boulevard and Greenback Lane corridors, and its mid-century neighborhoods make it one of the most accessible places to buy a home in the area. We help Citrus Heights buyers and homeowners with purchase loans, refinances and equity lines. VA loans are the strongest home financing benefit available to those who have served, and Pacific National Lending makes sure Citrus Heights veterans get the full value of it: no down payment, competitive rates, no monthly mortgage insurance and limits on the closing costs a veteran can be charged.
Call Pacific National Lending for VA loans in Citrus Heights: (916) 526-2700
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Citrus Heights is a value-driven market where first-time buyers, FHA and VA borrowers and small investors compete for solid 1950s to 70s homes on good-sized lots. Homeowners who bought years ago often have significant equity, which makes cash-out refinances and HELOCs popular here. Instead of mortgage insurance, VA charges a one-time funding fee that can be financed into the loan, and veterans receiving VA disability compensation are exempt from it. We calculate the fee for your specific situation so the true cost of a VA loan in Citrus Heights is clear from the start.
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Housing is mostly single-family ranch homes built from the 1950s through the 1970s around Sunrise Mall, Rusch Park and Sylvan Old Auburn Road, with pockets of 1980s and 90s homes and townhomes. Our VA loan process in Citrus Heights starts with pulling your Certificate of Eligibility, then a fully underwritten pre-approval, appraisal and closing, typically within about three weeks of an accepted offer. One loan officer stays with the file, and we coordinate directly with your agent and escrow.
Military families relocating to Citrus Heights from another duty station can complete the entire VA loan process remotely with us, from application to closing, and we are used to working around deployment schedules and PCS timelines.
We help borrowers with VA loans throughout Citrus Heights, including Sunrise Mall area, Rusch Park, Sylvan Old Auburn, Arcade Creek, and across the Sunrise Boulevard corridor. Citrus Heights is about twenty minutes from our Gold River office via Sunrise Boulevard.
For VA loans in Citrus Heights, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: VA Loans · All loan options · Purchase · Refinance · Today's rates
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