Orangevale is a semi-rural Sacramento County community north of Folsom Lake Crossing, where half-acre lots, horse properties and quiet streets are still the norm. We help Orangevale buyers and homeowners with purchase loans, refinances and equity financing. VA loans are the strongest home financing benefit available to those who have served, and Pacific National Lending makes sure Orangevale veterans get the full value of it: no down payment, competitive rates, no monthly mortgage insurance and limits on the closing costs a veteran can be charged.
Call Pacific National Lending for VA loans in Orangevale: (916) 526-2700
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Orangevale appeals to buyers who want land and privacy close to Folsom and Fair Oaks, and many properties come with detached shops, second units or acreage that need a lender who understands rural appraisals. Long-time owners here often carry substantial equity. Instead of mortgage insurance, VA charges a one-time funding fee that can be financed into the loan, and veterans receiving VA disability compensation are exempt from it. We calculate the fee for your specific situation so the true cost of a VA loan in Orangevale is clear from the start.
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Expect 1960s to 80s ranch homes on large lots along Main Avenue, Hazel Avenue and Oak Avenue, custom homes on acreage, and smaller subdivisions of 1990s and 2000s homes. VA loans can be used more than once, and remaining entitlement can even allow a veteran who already owns a VA-financed home to buy another in Orangevale. We review your entitlement and explain exactly what you can do with it.
Military families relocating to Orangevale from another duty station can complete the entire VA loan process remotely with us, from application to closing, and we are used to working around deployment schedules and PCS timelines.
We help borrowers with VA loans throughout Orangevale, including Main Avenue, Hazel Avenue corridor, Oak Avenue, Greenback Lane, and across the American River communities. Orangevale is about fifteen minutes from our Gold River office.
Call Pacific National Lending at (916) 526-2700 or start your application online. We will review your goals, explain your options in plain English and give you real numbers for VA loans in Orangevale.
Apply HereLearn more about the program itself: VA Loans · All loan options · Purchase · Refinance · Today's rates
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