Orangevale is a semi-rural Sacramento County community north of Folsom Lake Crossing, where half-acre lots, horse properties and quiet streets are still the norm. We help Orangevale buyers and homeowners with purchase loans, refinances and equity financing. For many Orangevale retirees, the home is their largest asset and their largest expense. A reverse mortgage can eliminate the monthly mortgage payment, provide a reserve for medical costs or home repairs, or simply make retirement more comfortable, and the homeowner keeps the title.
Call Pacific National Lending for a reverse mortgage in Orangevale: (916) 526-2700
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Orangevale appeals to buyers who want land and privacy close to Folsom and Fair Oaks, and many properties come with detached shops, second units or acreage that need a lender who understands rural appraisals. Long-time owners here often carry substantial equity. The amount available on an Orangevale reverse mortgage depends on the youngest borrower's age, the home's appraised value, current interest rates and the program's lending limit. Higher-value Orangevale homes may benefit from proprietary jumbo reverse mortgages that exceed the HECM limit.
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Expect 1960s to 80s ranch homes on large lots along Main Avenue, Hazel Avenue and Oak Avenue, custom homes on acreage, and smaller subdivisions of 1990s and 2000s homes. Our reverse mortgage process in Orangevale begins with an honest conversation about whether it is the right tool, and sometimes it is not. If a reverse mortgage fits, we help schedule the required HUD counseling session, order the appraisal and guide you through closing, usually in four to six weeks.
Common reasons Orangevale homeowners choose a reverse mortgage include paying off an existing mortgage, funding in-home care, delaying Social Security, covering a large repair or simply creating a reserve for peace of mind. The right reason is the one that fits your plan.
We help borrowers with a reverse mortgage throughout Orangevale, including Main Avenue, Hazel Avenue corridor, Oak Avenue, Greenback Lane, and across the American River communities. Orangevale is about fifteen minutes from our Gold River office.
For a reverse mortgage in Orangevale, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Reverse Mortgage · All loan options · Purchase · Refinance · Today's rates
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