A reverse mortgage in Citrus Heights allows homeowners aged 62 and older to convert part of their home equity into cash without having to sell their home or take on additional monthly payments. This can be an effective way to supplement retirement income.
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With a reverse mortgage, you can receive funds as a lump sum, monthly payments, or a line of credit, offering flexible financial solutions for your retirement years.
Apply HereConventional, FHA, VA, USDA, Jumbo Loans
First-Time Homebuyer Programs
Refinance and Cash-Out Options
Down Payment Assistance Guidance
Conventional, FHA, VA, USDA, Jumbo Loans
Few First-Time Buyer Solutions
Refinance and Cash-Out Options
Minimal Down Payment Support
15+ Years Serving California Homebuyers
In-Depth Knowledge of Sacramento & Placer Markets
Dedicated Local Team
High Employee Turnover
Limited Understanding of Local Markets
Remote or Rotating Staff
Direct Access to Loan Officers
Fast Response Times
Step-by-Step Guidance from Application to Closing
Ability to Work with Difficult Applications
Call Centers or Automated Systems
Delayed or Infrequent Communication
Minimal Guidance During Process
Unclear Status Updates
Our Citrus Heights mortgage experts help you understand the pros and cons of a reverse mortgage, ensuring you make an informed decision that fits your financial needs.
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1. A reverse mortgage can help cover medical expenses, home repairs, or daily living costs without tapping into savings.
2. You retain ownership of your home and can continue living there as long as property taxes, insurance, and maintenance are kept up.
3. We work with lenders experienced in reverse mortgage programs for smooth processing and quick access to funds.
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