Citrus Heights is an established Sacramento County city along the Sunrise Boulevard and Greenback Lane corridors, and its mid-century neighborhoods make it one of the most accessible places to buy a home in the area. We help Citrus Heights buyers and homeowners with purchase loans, refinances and equity lines. Whether you are flipping your first Citrus Heights property or your twentieth, financing structure drives the profit. Pacific National Lending compares fix and flip lenders on leverage, rate, points, draw process and speed so your project pencils from the start.
Call Pacific National Lending for fix and flip loans in Citrus Heights: (916) 526-2700
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Citrus Heights is a value-driven market where first-time buyers, FHA and VA borrowers and small investors compete for solid 1950s to 70s homes on good-sized lots. Homeowners who bought years ago often have significant equity, which makes cash-out refinances and HELOCs popular here. Fix and flip loans in Citrus Heights typically fund a percentage of the purchase price plus up to 100 percent of the rehab budget, capped at a percentage of the after-repair value. Terms run 12 to 24 months, interest-only, with no prepayment penalty on most programs, so a quick resale is rewarded.
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Housing is mostly single-family ranch homes built from the 1950s through the 1970s around Sunrise Mall, Rusch Park and Sylvan Old Auburn Road, with pockets of 1980s and 90s homes and townhomes. Speed and certainty matter in Citrus Heights investor deals, and we have relationships with lenders that fund reliably. A financing contingency backed by a lender who actually closes lets you compete with cash buyers.
To get a term sheet for a fix and flip project in Citrus Heights, call (916) 526-2700 or send the property details through our application. Most quotes come back the same business day.
Pacific National Lending serves Sunrise Mall area, Rusch Park, Sylvan Old Auburn, Arcade Creek and the rest of Citrus Heights for fix and flip loans. Citrus Heights is about twenty minutes from our Gold River office via Sunrise Boulevard.
For fix and flip loans in Citrus Heights, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Fix and Flip Loans · All loan options · Purchase · Refinance · Today's rates
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