Our no income investor loan programs are designed for Fair Oaks borrowers who want to secure financing based on property cash flow instead of personal income. Perfect for self-employed investors or those with non-traditional income sources.
Apply Here
We qualify you using the property’s rental income or projected cash flow, making it easier for investors to get approved without traditional income documentation.
Apply HereConventional, FHA, VA, USDA, Jumbo Loans
First-Time Homebuyer Programs
Refinance and Cash-Out Options
Down Payment Assistance Guidance
Conventional, FHA, VA, USDA, Jumbo Loans
Few First-Time Buyer Solutions
Refinance and Cash-Out Options
Minimal Down Payment Support
15+ Years Serving California Homebuyers
In-Depth Knowledge of Sacramento & Placer Markets
Dedicated Local Team
High Employee Turnover
Limited Understanding of Local Markets
Remote or Rotating Staff
Direct Access to Loan Officers
Fast Response Times
Step-by-Step Guidance from Application to Closing
Ability to Work with Difficult Applications
Call Centers or Automated Systems
Delayed or Infrequent Communication
Minimal Guidance During Process
Unclear Status Updates
Our Fair Oaks lending experts make the process straightforward, guiding you through loan applications, appraisals, and closing so you can secure funding quickly.
Apply Here
1. We partner with lenders who offer competitive no income investor loan rates for Fair Oaks properties.
2. Our process is ideal for experienced investors looking to expand their portfolios without the hassle of traditional underwriting.
3. We ensure you understand all loan terms and conditions so you can make informed investment decisions.
© 2025, Pacific National Lending, all rights reserved. Created and managed by 1 Stop Link. Images & icons used on the website are either original, free or purchased on pexels.com, unsplash.com, vecteezy.com, fontawesome.com or other platforms. The display of logos, seals and emblems is not meant to show affiliation between us and their owners. This use falls under the fair use category of copyright protected images.