Rancho Cordova is the city right next door to our Gold River office, and it is where a large share of our purchase loans and refinances close. From the original 1950s and 60s neighborhoods to the newest villages along Douglas Road, we know these streets well. Self-employed investors, retirees and anyone whose tax returns understate their real income can struggle with conventional investor loans. No income investor loans in Rancho Cordova solve that by looking at the property instead of the borrower's personal income, which is exactly how Pacific National Lending helps investors keep buying.
Call Pacific National Lending for no income investor loans in Rancho Cordova: (916) 526-2700
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Rancho Cordova offers some of the most attainable pricing along the Highway 50 corridor, which draws first-time buyers, FHA and VA borrowers and investors alike. Newer master-planned areas such as Sunridge and Anatolia bring in move-up families who want new construction with a short commute to Folsom and downtown Sacramento. Qualifying for a no income investor loan in Rancho Cordova focuses on credit score, down payment, reserves and the rent the property produces. Typical down payments run 20 to 25 percent, rates are somewhat higher than conventional, and the property must be a non-owner-occupied rental.
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Housing ranges from mid-century ranch homes in Cordova Meadows and Lincoln Village to 2000s-and-newer subdivisions in Sunridge, Capital Village and Kavala Ranch, plus new construction still being built out east of Sunrise Boulevard. Investors in Rancho Cordova with growing portfolios appreciate that no income loans do not count against the conventional ten-property limit and do not require debt-to-income calculations. We help investors decide when to use conventional financing and when to switch.
To get a quote on a no income investor loan for an Rancho Cordova property, call (916) 526-2700 or send the property address and rent through our application. We will run the numbers and give you a written term sheet.
Pacific National Lending serves Cordova Meadows, Lincoln Village, Sunridge, Anatolia and the rest of Rancho Cordova for no income investor loans. Rancho Cordova borrowers are minutes from our office, and many prefer to sign and drop off documents in person.
For no income investor loans in Rancho Cordova, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: No Income Investor Loans · All loan options · Purchase · Refinance · Today's rates
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