Rancho Cordova is the city right next door to our Gold River office, and it is where a large share of our purchase loans and refinances close. From the original 1950s and 60s neighborhoods to the newest villages along Douglas Road, we know these streets well. Fix and flip loans in Rancho Cordova give investors short-term financing to buy, renovate and resell a property, with the purchase price and rehab budget funded in one loan. Pacific National Lending brokers fix and flip financing through lenders that close quickly and lend based on the property's after-repair value.
Call Pacific National Lending for fix and flip loans in Rancho Cordova: (916) 526-2700
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Rancho Cordova offers some of the most attainable pricing along the Highway 50 corridor, which draws first-time buyers, FHA and VA borrowers and investors alike. Newer master-planned areas such as Sunridge and Anatolia bring in move-up families who want new construction with a short commute to Folsom and downtown Sacramento. Fix and flip loans in Rancho Cordova typically fund a percentage of the purchase price plus up to 100 percent of the rehab budget, capped at a percentage of the after-repair value. Terms run 12 to 24 months, interest-only, with no prepayment penalty on most programs, so a quick resale is rewarded.
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Housing ranges from mid-century ranch homes in Cordova Meadows and Lincoln Village to 2000s-and-newer subdivisions in Sunridge, Capital Village and Kavala Ranch, plus new construction still being built out east of Sunrise Boulevard. Many Rancho Cordova investors use fix and flip loans as a bridge into a long-term hold. If a flipped property becomes a rental instead, we can refinance the short-term loan into a DSCR loan based on the new rent, which is a common and efficient strategy.
Investors doing multiple Rancho Cordova projects a year can qualify for lines of credit or repeat-borrower pricing with some lenders. We help experienced flippers set up financing that scales with their pipeline.
Pacific National Lending serves Cordova Meadows, Lincoln Village, Sunridge, Anatolia and the rest of Rancho Cordova for fix and flip loans. Rancho Cordova borrowers are minutes from our office, and many prefer to sign and drop off documents in person.
Call Pacific National Lending at (916) 526-2700 or start your application online. We will review your goals, explain your options in plain English and give you real numbers for fix and flip loans in Rancho Cordova.
Apply HereLearn more about the program itself: Fix and Flip Loans · All loan options · Purchase · Refinance · Today's rates
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