Rancho Cordova is the city right next door to our Gold River office, and it is where a large share of our purchase loans and refinances close. From the original 1950s and 60s neighborhoods to the newest villages along Douglas Road, we know these streets well. Reverse mortgages have changed a great deal, and today's FHA-insured Home Equity Conversion Mortgage (HECM) includes consumer protections, required counseling and non-recourse terms. Pacific National Lending walks Rancho Cordova homeowners and their adult children through the details step by step.
Call Pacific National Lending for a reverse mortgage in Rancho Cordova: (916) 526-2700
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Rancho Cordova offers some of the most attainable pricing along the Highway 50 corridor, which draws first-time buyers, FHA and VA borrowers and investors alike. Newer master-planned areas such as Sunridge and Anatolia bring in move-up families who want new construction with a short commute to Folsom and downtown Sacramento. The amount available on an Rancho Cordova reverse mortgage depends on the youngest borrower's age, the home's appraised value, current interest rates and the program's lending limit. Higher-value Rancho Cordova homes may benefit from proprietary jumbo reverse mortgages that exceed the HECM limit.
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Housing ranges from mid-century ranch homes in Cordova Meadows and Lincoln Village to 2000s-and-newer subdivisions in Sunridge, Capital Village and Kavala Ranch, plus new construction still being built out east of Sunrise Boulevard. We encourage Rancho Cordova homeowners to include family members and financial advisors in the conversation. A reverse mortgage affects the estate, and the best outcomes happen when everyone understands the numbers before signing.
Common reasons Rancho Cordova homeowners choose a reverse mortgage include paying off an existing mortgage, funding in-home care, delaying Social Security, covering a large repair or simply creating a reserve for peace of mind. The right reason is the one that fits your plan.
Pacific National Lending serves Cordova Meadows, Lincoln Village, Sunridge, Anatolia and the rest of Rancho Cordova for a reverse mortgage. Rancho Cordova borrowers are minutes from our office, and many prefer to sign and drop off documents in person.
Call Pacific National Lending at (916) 526-2700 or start your application online. We will review your goals, explain your options in plain English and give you real numbers for a reverse mortgage in Rancho Cordova.
Apply HereLearn more about the program itself: Reverse Mortgage · All loan options · Purchase · Refinance · Today's rates
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