Rancho Cordova is the city right next door to our Gold River office, and it is where a large share of our purchase loans and refinances close. From the original 1950s and 60s neighborhoods to the newest villages along Douglas Road, we know these streets well. VA loans are the strongest home financing benefit available to those who have served, and Pacific National Lending makes sure Rancho Cordova veterans get the full value of it: no down payment, competitive rates, no monthly mortgage insurance and limits on the closing costs a veteran can be charged.
Call Pacific National Lending for VA loans in Rancho Cordova: (916) 526-2700
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Rancho Cordova offers some of the most attainable pricing along the Highway 50 corridor, which draws first-time buyers, FHA and VA borrowers and investors alike. Newer master-planned areas such as Sunridge and Anatolia bring in move-up families who want new construction with a short commute to Folsom and downtown Sacramento. VA loans in Rancho Cordova do not require a down payment on purchases within the veteran's available entitlement, and with full entitlement there is no VA-imposed loan limit, which matters in higher-priced neighborhoods. Lenders still qualify on income, credit and residual income, and we know which VA lenders are most flexible.
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Housing ranges from mid-century ranch homes in Cordova Meadows and Lincoln Village to 2000s-and-newer subdivisions in Sunridge, Capital Village and Kavala Ranch, plus new construction still being built out east of Sunrise Boulevard. Our VA loan process in Rancho Cordova starts with pulling your Certificate of Eligibility, then a fully underwritten pre-approval, appraisal and closing, typically within about three weeks of an accepted offer. One loan officer stays with the file, and we coordinate directly with your agent and escrow.
Veterans who already have a VA loan in Rancho Cordova may qualify for a VA Interest Rate Reduction Refinance Loan (IRRRL), a streamlined refinance with minimal documentation, or a VA cash-out refinance to access equity. We handle both.
Our VA loans clients in Rancho Cordova come from Cordova Meadows, Lincoln Village, Sunridge, Anatolia and every other part of the Highway 50 corridor. Rancho Cordova borrowers are minutes from our office, and many prefer to sign and drop off documents in person.
Ready to talk about VA loans in Rancho Cordova? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
Apply HereLearn more about the program itself: VA Loans · All loan options · Purchase · Refinance · Today's rates
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