Fairfield is the Solano County seat and home to Travis Air Force Base, with neighborhoods that range from established central-city streets to the golf-course communities of Green Valley and Paradise Valley. We help Fairfield buyers and homeowners with VA, FHA, conventional and jumbo financing. Reverse mortgages have changed a great deal, and today's FHA-insured Home Equity Conversion Mortgage (HECM) includes consumer protections, required counseling and non-recourse terms. Pacific National Lending walks Fairfield homeowners and their adult children through the details step by step.
Call Pacific National Lending for a reverse mortgage in Fairfield: (916) 526-2700
Apply Here
Fairfield's market is shaped by military families using VA loans, Bay Area commuters looking for value along I-80, and first-time buyers using FHA and low-down-payment programs. Green Valley and Rancho Solano push into jumbo territory, while central Fairfield stays among the most affordable areas in Solano County. To qualify for a reverse mortgage in Fairfield, the youngest borrower must be at least 62, the home must be your primary residence and you need enough equity to pay off any existing mortgage from the proceeds. Lenders also verify that you can keep paying property taxes, homeowners insurance and any HOA dues.
Get Pre-approved
Housing includes 1950s to 70s homes in central Fairfield, 1980s and 90s subdivisions in Cordelia and Paradise Valley, golf-course and custom homes in Green Valley and Rancho Solano, and new construction on the north side near One Lake. Proceeds from an Fairfield reverse mortgage can be taken as a lump sum, monthly payments, a growing line of credit or a combination. Many homeowners choose the line of credit, which grows over time and can be tapped as needed without a monthly payment.
Common reasons Fairfield homeowners choose a reverse mortgage include paying off an existing mortgage, funding in-home care, delaying Social Security, covering a large repair or simply creating a reserve for peace of mind. The right reason is the one that fits your plan.
Pacific National Lending serves Green Valley, Cordelia, Paradise Valley, Rancho Solano and the rest of Fairfield for a reverse mortgage. Fairfield is about fifty-five minutes from our Gold River office via I-80.
For a reverse mortgage in Fairfield, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Reverse Mortgage · All loan options · Purchase · Refinance · Today's rates
© 2026, Pacific National Lending, all rights reserved. Created and managed by 1 Stop Link. Images & icons used on the website are either original, free or purchased on pexels.com, unsplash.com, vecteezy.com, fontawesome.com or other platforms. The display of logos, seals and emblems is not meant to show affiliation between us and their owners. This use falls under the fair use category of copyright protected images.