Fairfield is the Solano County seat and home to Travis Air Force Base, with neighborhoods that range from established central-city streets to the golf-course communities of Green Valley and Paradise Valley. We help Fairfield buyers and homeowners with VA, FHA, conventional and jumbo financing. Self-employed investors, retirees and anyone whose tax returns understate their real income can struggle with conventional investor loans. No income investor loans in Fairfield solve that by looking at the property instead of the borrower's personal income, which is exactly how Pacific National Lending helps investors keep buying.
Call Pacific National Lending for no income investor loans in Fairfield: (916) 526-2700
Apply Here
Fairfield's market is shaped by military families using VA loans, Bay Area commuters looking for value along I-80, and first-time buyers using FHA and low-down-payment programs. Green Valley and Rancho Solano push into jumbo territory, while central Fairfield stays among the most affordable areas in Solano County. No income investor loans in Fairfield are usually DSCR loans: the lender divides the property's monthly rent by the monthly payment including taxes, insurance and HOA dues, and approves the loan when that ratio meets the program's minimum, often 1.0 or higher. Some lenders allow ratios below 1.0 with a larger down payment.
Get Pre-approved
Housing includes 1950s to 70s homes in central Fairfield, 1980s and 90s subdivisions in Cordelia and Paradise Valley, golf-course and custom homes in Green Valley and Rancho Solano, and new construction on the north side near One Lake. The process for a no income investor loan in Fairfield is faster and simpler than a conventional loan: an application, a credit pull, asset statements, the property's rent and an appraisal. Most close in about three weeks, and lenders generally allow the property to be held in an LLC.
No income investor loans can finance single-family rentals, 2-to-4-unit properties, condos and townhomes in Fairfield, and some lenders offer them for larger multi-family and mixed-use properties. Foreign national programs are also available with some lenders.
Our no income investor loans clients in Fairfield come from Green Valley, Cordelia, Paradise Valley, Rancho Solano and every other part of Solano County. Fairfield is about fifty-five minutes from our Gold River office via I-80.
For no income investor loans in Fairfield, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: No Income Investor Loans · All loan options · Purchase · Refinance · Today's rates
© 2026, Pacific National Lending, all rights reserved. Created and managed by 1 Stop Link. Images & icons used on the website are either original, free or purchased on pexels.com, unsplash.com, vecteezy.com, fontawesome.com or other platforms. The display of logos, seals and emblems is not meant to show affiliation between us and their owners. This use falls under the fair use category of copyright protected images.