Fairfield is the Solano County seat and home to Travis Air Force Base, with neighborhoods that range from established central-city streets to the golf-course communities of Green Valley and Paradise Valley. We help Fairfield buyers and homeowners with VA, FHA, conventional and jumbo financing. VA loans are the strongest home financing benefit available to those who have served, and Pacific National Lending makes sure Fairfield veterans get the full value of it: no down payment, competitive rates, no monthly mortgage insurance and limits on the closing costs a veteran can be charged.
Call Pacific National Lending for VA loans in Fairfield: (916) 526-2700
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Fairfield's market is shaped by military families using VA loans, Bay Area commuters looking for value along I-80, and first-time buyers using FHA and low-down-payment programs. Green Valley and Rancho Solano push into jumbo territory, while central Fairfield stays among the most affordable areas in Solano County. Instead of mortgage insurance, VA charges a one-time funding fee that can be financed into the loan, and veterans receiving VA disability compensation are exempt from it. We calculate the fee for your specific situation so the true cost of a VA loan in Fairfield is clear from the start.
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Housing includes 1950s to 70s homes in central Fairfield, 1980s and 90s subdivisions in Cordelia and Paradise Valley, golf-course and custom homes in Green Valley and Rancho Solano, and new construction on the north side near One Lake. VA loans can be used more than once, and remaining entitlement can even allow a veteran who already owns a VA-financed home to buy another in Fairfield. We review your entitlement and explain exactly what you can do with it.
Veterans who already have a VA loan in Fairfield may qualify for a VA Interest Rate Reduction Refinance Loan (IRRRL), a streamlined refinance with minimal documentation, or a VA cash-out refinance to access equity. We handle both.
Our VA loans clients in Fairfield come from Green Valley, Cordelia, Paradise Valley, Rancho Solano and every other part of Solano County. Fairfield is about fifty-five minutes from our Gold River office via I-80.
Ready to talk about VA loans in Fairfield? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
Apply HereLearn more about the program itself: VA Loans · All loan options · Purchase · Refinance · Today's rates
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