Rosemont is an unincorporated Sacramento County neighborhood just south of Highway 50 and west of Rancho Cordova, only about ten minutes from our Gold River office. We help Rosemont buyers, homeowners and investors with FHA, VA, conventional and rental property financing. DSCR loans have become the go-to financing for rental property investors in Rosemont because they skip tax returns, employment verification and debt-to-income calculations entirely. If the rent covers the payment, the deal can work, and Pacific National Lending makes the process straightforward.
Call Pacific National Lending for DSCR loans in Rosemont: (916) 526-2700
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Rosemont is one of the more affordable, centrally located communities in the county, which makes it a favorite of first-time buyers, FHA and VA borrowers and investors looking for starter homes and rentals close to Sacramento State, downtown and the Highway 50 job corridor. Homes here were largely built in the 1960s and 70s, so appraisal condition and renovation financing come up often. DSCR loans in Rosemont typically require 20 to 25 percent down on purchases, credit scores in the mid-600s or higher for the best pricing, and a few months of reserves. Rates depend on the ratio, the credit score, the loan-to-value and the prepayment penalty you choose.
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Housing is mostly single-family ranch homes built in the 1960s and 1970s between Watt Avenue, Bradshaw Road and Jackson Road, with some townhomes and duplexes along Kiefer Boulevard and Mayhew Road. Because DSCR guidelines vary by lender, brokering matters. One lender may cap the number of properties or refuse short-term rentals while another welcomes them, and we match each Rosemont deal to the lender whose rules fit.
DSCR loans can finance single-family rentals, 2-to-4-unit properties, condos, townhomes and, with some lenders, 5-to-10-unit buildings and mixed-use properties in Rosemont. Foreign national and first-time investor programs are also available.
Our DSCR loans clients in Rosemont come from Kiefer Boulevard corridor, Mayhew Road, Rosemont High School area, South Watt Avenue and every other part of the Highway 50 corridor. Rosemont is about ten minutes from our office, and Rosemont clients are welcome to meet with us in person.
Call Pacific National Lending at (916) 526-2700 or start your application online. We will review your goals, explain your options in plain English and give you real numbers for DSCR loans in Rosemont.
Apply HereLearn more about the program itself: DSCR Loans · All loan options · Purchase · Refinance · Today's rates
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