Rosemont is an unincorporated Sacramento County neighborhood just south of Highway 50 and west of Rancho Cordova, only about ten minutes from our Gold River office. We help Rosemont buyers, homeowners and investors with FHA, VA, conventional and rental property financing. Financing a higher-priced home in Rosemont usually means a jumbo loan, and the difference between lenders on a jumbo file can be significant in both rate and flexibility. As a broker, we shop your jumbo loan across banks, credit unions and non-bank lenders and present the best fit in writing.
Call Pacific National Lending for jumbo loans in Rosemont: (916) 526-2700
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Rosemont is one of the more affordable, centrally located communities in the county, which makes it a favorite of first-time buyers, FHA and VA borrowers and investors looking for starter homes and rentals close to Sacramento State, downtown and the Highway 50 job corridor. Homes here were largely built in the 1960s and 70s, so appraisal condition and renovation financing come up often. Jumbo loans in Rosemont typically require 10 to 20 percent down, strong credit and cash reserves after closing, though some programs allow less. Fixed-rate and adjustable-rate options are both available, and interest-only jumbo loans exist for borrowers who want payment flexibility.
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Housing is mostly single-family ranch homes built in the 1960s and 1970s between Watt Avenue, Bradshaw Road and Jackson Road, with some townhomes and duplexes along Kiefer Boulevard and Mayhew Road. Jumbo loans in Rosemont also cover refinances, cash-out refinances and second homes. If you bought during a higher-rate period or want to access equity in a higher-value home, we compare jumbo refinance options across our lender network.
Self-employed jumbo borrowers in Rosemont can often qualify with bank-statement programs that use 12 or 24 months of deposits instead of tax returns, or with asset-depletion programs that qualify on liquid assets. We know which lenders offer these and at what cost.
Pacific National Lending serves Kiefer Boulevard corridor, Mayhew Road, Rosemont High School area, South Watt Avenue and the rest of Rosemont for jumbo loans. Rosemont is about ten minutes from our office, and Rosemont clients are welcome to meet with us in person.
For jumbo loans in Rosemont, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
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