Rosemont is an unincorporated Sacramento County neighborhood just south of Highway 50 and west of Rancho Cordova, only about ten minutes from our Gold River office. We help Rosemont buyers, homeowners and investors with FHA, VA, conventional and rental property financing. Down payment assistance is one of the most underused tools in the Rosemont market. Buyers assume they do not qualify or that the programs are too complicated, when in reality a first-time buyer with steady income and reasonable credit is often eligible for thousands of dollars in help.
Call Pacific National Lending for down payment assistance in Rosemont: (916) 526-2700
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Rosemont is one of the more affordable, centrally located communities in the county, which makes it a favorite of first-time buyers, FHA and VA borrowers and investors looking for starter homes and rentals close to Sacramento State, downtown and the Highway 50 job corridor. Homes here were largely built in the 1960s and 70s, so appraisal condition and renovation financing come up often. For Rosemont buyers, CalHFA's MyHome Assistance Program provides a deferred-payment junior loan of up to 3.5 percent of the purchase price or appraised value on FHA loans (3 percent on conventional) for down payment or closing costs, with no monthly payment until the home is sold, refinanced or paid off. It pairs with CalHFA FHA, VA, USDA and conventional first mortgages.
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Housing is mostly single-family ranch homes built in the 1960s and 1970s between Watt Avenue, Bradshaw Road and Jackson Road, with some townhomes and duplexes along Kiefer Boulevard and Mayhew Road. Assistance loans add a few steps to the closing, such as program approval and homebuyer education, and we manage all of them. Most Rosemont purchases using CalHFA assistance close in about 30 to 35 days, and we set expectations with your agent and the seller from the start.
Assistance can often be combined with seller credits and lender credits, so an Rosemont first-time buyer may bring very little to closing. We structure the offer with your agent so the seller's contribution covers what the program does not.
Our down payment assistance clients in Rosemont come from Kiefer Boulevard corridor, Mayhew Road, Rosemont High School area, South Watt Avenue and every other part of the Highway 50 corridor. Rosemont is about ten minutes from our office, and Rosemont clients are welcome to meet with us in person.
Ready to talk about down payment assistance in Rosemont? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
Apply HereLearn more about the program itself: Down Payment Assistance · All loan options · Purchase · Refinance · Today's rates
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