Rosemont is an unincorporated Sacramento County neighborhood just south of Highway 50 and west of Rancho Cordova, only about ten minutes from our Gold River office. We help Rosemont buyers, homeowners and investors with FHA, VA, conventional and rental property financing. FHA loans help Rosemont buyers who have limited savings, a shorter credit history or a past credit event that conventional lenders will not overlook. With 3.5 percent down and flexible qualifying, an FHA loan often turns a buyer who was told to wait into a homeowner this year.
Call Pacific National Lending for FHA loans in Rosemont: (916) 526-2700
Apply Here
Rosemont is one of the more affordable, centrally located communities in the county, which makes it a favorite of first-time buyers, FHA and VA borrowers and investors looking for starter homes and rentals close to Sacramento State, downtown and the Highway 50 job corridor. Homes here were largely built in the 1960s and 70s, so appraisal condition and renovation financing come up often. FHA loans in Rosemont require a minimum 3.5 percent down payment with a 580 or higher credit score, and the down payment can come from savings, a gift from family or an approved down payment assistance program. Sellers can also contribute toward closing costs, which keeps cash to close manageable in this market.
Get Pre-approved
Housing is mostly single-family ranch homes built in the 1960s and 1970s between Watt Avenue, Bradshaw Road and Jackson Road, with some townhomes and duplexes along Kiefer Boulevard and Mayhew Road. FHA loans are not only for first-time buyers. Move-up buyers, buyers rebuilding credit after a hardship and buyers with student loan debt all use FHA in Rosemont, and an FHA loan can later be refinanced into a conventional loan to drop mortgage insurance once equity allows.
To see whether an FHA loan is right for your Rosemont purchase, call (916) 526-2700 or apply online. We will compare FHA and conventional side by side with actual payment figures, and there is no credit pull at the first step.
Pacific National Lending serves Kiefer Boulevard corridor, Mayhew Road, Rosemont High School area, South Watt Avenue and the rest of Rosemont for FHA loans. Rosemont is about ten minutes from our office, and Rosemont clients are welcome to meet with us in person.
Call Pacific National Lending at (916) 526-2700 or start your application online. We will review your goals, explain your options in plain English and give you real numbers for FHA loans in Rosemont.
Apply HereLearn more about the program itself: FHA Loans · All loan options · Purchase · Refinance · Today's rates
© 2026, Pacific National Lending, all rights reserved. Created and managed by 1 Stop Link. Images & icons used on the website are either original, free or purchased on pexels.com, unsplash.com, vecteezy.com, fontawesome.com or other platforms. The display of logos, seals and emblems is not meant to show affiliation between us and their owners. This use falls under the fair use category of copyright protected images.