Rosemont is an unincorporated Sacramento County neighborhood just south of Highway 50 and west of Rancho Cordova, only about ten minutes from our Gold River office. We help Rosemont buyers, homeowners and investors with FHA, VA, conventional and rental property financing. A low down payment mortgage in Rosemont lets buyers get into a home with far less cash than the traditional 20 percent. Conventional loans start at 3 percent down, FHA at 3.5 percent, and VA and USDA at zero down for eligible borrowers. Pacific National Lending compares all of them for Rosemont buyers and shows the true monthly cost of each.
Call Pacific National Lending for low down payment mortgages in Rosemont: (916) 526-2700
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Rosemont is one of the more affordable, centrally located communities in the county, which makes it a favorite of first-time buyers, FHA and VA borrowers and investors looking for starter homes and rentals close to Sacramento State, downtown and the Highway 50 job corridor. Homes here were largely built in the 1960s and 70s, so appraisal condition and renovation financing come up often. FHA's 3.5 percent down loan accepts lower credit scores and higher debt ratios than conventional programs, which makes it the right low down payment choice for many Rosemont buyers. VA offers zero down for eligible military borrowers, and USDA offers zero down in eligible rural and suburban parts of Sacramento County.
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Housing is mostly single-family ranch homes built in the 1960s and 1970s between Watt Avenue, Bradshaw Road and Jackson Road, with some townhomes and duplexes along Kiefer Boulevard and Mayhew Road. Cash to close is more than the down payment. Closing costs, prepaid taxes and insurance, and reserves all matter, and Pacific National Lending builds a complete estimate for every Rosemont buyer so there are no surprises. Seller credits and lender credits can cover much of the closing costs when structured correctly.
To find out how little you actually need to buy in Rosemont, call (916) 526-2700 or apply online. We will show you every low down payment option you qualify for with real numbers. No credit pull at the first step.
We help borrowers with low down payment mortgages throughout Rosemont, including Kiefer Boulevard corridor, Mayhew Road, Rosemont High School area, South Watt Avenue, and across the Highway 50 corridor. Rosemont is about ten minutes from our office, and Rosemont clients are welcome to meet with us in person.
Call Pacific National Lending at (916) 526-2700 or start your application online. We will review your goals, explain your options in plain English and give you real numbers for low down payment mortgages in Rosemont.
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