Brentwood is a fast-growing city in far east Contra Costa County, where former orchards have become master-planned neighborhoods and active-adult communities. We help Brentwood buyers and homeowners with conventional, jumbo, VA and FHA financing, plus reverse mortgages for the city's large 55-plus population. Fix and flip loans in Brentwood give investors short-term financing to buy, renovate and resell a property, with the purchase price and rehab budget funded in one loan. Pacific National Lending brokers fix and flip financing through lenders that close quickly and lend based on the property's after-repair value.
Call Pacific National Lending for fix and flip loans in Brentwood: (916) 526-2700
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Brentwood draws East Bay families seeking newer, larger homes at lower prices than central Contra Costa, along with retirees moving into Summerset and Trilogy at the Vineyards. Many purchases reach jumbo levels, and the active-adult communities create steady demand for reverse mortgage and downsizing financing. Fix and flip loans in Brentwood typically fund a percentage of the purchase price plus up to 100 percent of the rehab budget, capped at a percentage of the after-repair value. Terms run 12 to 24 months, interest-only, with no prepayment penalty on most programs, so a quick resale is rewarded.
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Housing is largely 1990s-to-new single-family homes in planned communities such as Shadow Lakes, Deer Ridge, Garin Ranch and Brentwood Hills, along with the Summerset and Trilogy at the Vineyards 55-plus communities and older homes near downtown. Many Brentwood investors use fix and flip loans as a bridge into a long-term hold. If a flipped property becomes a rental instead, we can refinance the short-term loan into a DSCR loan based on the new rent, which is a common and efficient strategy.
Fix and flip lenders in Brentwood generally require the property to be vested in an LLC or other entity, and rates and points vary with experience, leverage and loan size. We explain the full cost so you can compare it against the projected profit.
We help borrowers with fix and flip loans throughout Brentwood, including Shadow Lakes, Deer Ridge, Summerset, Trilogy at the Vineyards, and across east Contra Costa County. Brentwood is about an hour and fifteen minutes from our Gold River office, and we handle Brentwood loans by phone, email and e-signature.
Call Pacific National Lending at (916) 526-2700 or start your application online. We will review your goals, explain your options in plain English and give you real numbers for fix and flip loans in Brentwood.
Apply HereLearn more about the program itself: Fix and Flip Loans · All loan options · Purchase · Refinance · Today's rates
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