Brentwood is a fast-growing city in far east Contra Costa County, where former orchards have become master-planned neighborhoods and active-adult communities. We help Brentwood buyers and homeowners with conventional, jumbo, VA and FHA financing, plus reverse mortgages for the city's large 55-plus population. Down payment assistance in Brentwood can cover a large share of the cash needed to buy a home, and Pacific National Lending helps buyers find and use the programs they qualify for. From CalHFA's statewide MyHome assistance to county and city programs, we layer assistance with FHA, VA or conventional financing to reduce cash to close.
Call Pacific National Lending for down payment assistance in Brentwood: (916) 526-2700
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Brentwood draws East Bay families seeking newer, larger homes at lower prices than central Contra Costa, along with retirees moving into Summerset and Trilogy at the Vineyards. Many purchases reach jumbo levels, and the active-adult communities create steady demand for reverse mortgage and downsizing financing. Beyond CalHFA, Brentwood buyers may have access to local programs through the county, the city or housing agencies, plus lender-funded grants and employer assistance. Programs open and close as funding changes, so we check availability at the time you are ready to buy.
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Housing is largely 1990s-to-new single-family homes in planned communities such as Shadow Lakes, Deer Ridge, Garin Ranch and Brentwood Hills, along with the Summerset and Trilogy at the Vineyards 55-plus communities and older homes near downtown. Assistance loans add a few steps to the closing, such as program approval and homebuyer education, and we manage all of them. Most Brentwood purchases using CalHFA assistance close in about 30 to 35 days, and we set expectations with your agent and the seller from the start.
Assistance can often be combined with seller credits and lender credits, so an Brentwood first-time buyer may bring very little to closing. We structure the offer with your agent so the seller's contribution covers what the program does not.
Our down payment assistance clients in Brentwood come from Shadow Lakes, Deer Ridge, Summerset, Trilogy at the Vineyards and every other part of east Contra Costa County. Brentwood is about an hour and fifteen minutes from our Gold River office, and we handle Brentwood loans by phone, email and e-signature.
For down payment assistance in Brentwood, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
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