Brentwood is a fast-growing city in far east Contra Costa County, where former orchards have become master-planned neighborhoods and active-adult communities. We help Brentwood buyers and homeowners with conventional, jumbo, VA and FHA financing, plus reverse mortgages for the city's large 55-plus population. Investor loans in Brentwood come in many forms, from conventional investment property mortgages to DSCR loans that qualify on rent, and Pacific National Lending brokers all of them. Whether you are buying your first rental or your tenth, we match the financing to your portfolio strategy.
Call Pacific National Lending for investor loans in Brentwood: (916) 526-2700
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Brentwood draws East Bay families seeking newer, larger homes at lower prices than central Contra Costa, along with retirees moving into Summerset and Trilogy at the Vineyards. Many purchases reach jumbo levels, and the active-adult communities create steady demand for reverse mortgage and downsizing financing. Conventional investor loans in Brentwood typically require 15 to 25 percent down depending on the property type, and Fannie Mae limits a borrower to ten financed properties. Rental income from the new property can help you qualify, and rates run somewhat higher than owner-occupied loans.
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Housing is largely 1990s-to-new single-family homes in planned communities such as Shadow Lakes, Deer Ridge, Garin Ranch and Brentwood Hills, along with the Summerset and Trilogy at the Vineyards 55-plus communities and older homes near downtown. We understand how Brentwood investors think about a deal, and we speak the same language: cap rate, cash-on-cash return, DSCR and exit strategy. Our job is to make the financing predictable so you can focus on finding the next property.
To discuss financing for a rental property in Brentwood, call (916) 526-2700 or apply online. We will review the deal, recommend the right program and give you a written quote.
Pacific National Lending serves Shadow Lakes, Deer Ridge, Summerset, Trilogy at the Vineyards and the rest of Brentwood for investor loans. Brentwood is about an hour and fifteen minutes from our Gold River office, and we handle Brentwood loans by phone, email and e-signature.
For investor loans in Brentwood, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
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