Brentwood is a fast-growing city in far east Contra Costa County, where former orchards have become master-planned neighborhoods and active-adult communities. We help Brentwood buyers and homeowners with conventional, jumbo, VA and FHA financing, plus reverse mortgages for the city's large 55-plus population. For many Brentwood retirees, the home is their largest asset and their largest expense. A reverse mortgage can eliminate the monthly mortgage payment, provide a reserve for medical costs or home repairs, or simply make retirement more comfortable, and the homeowner keeps the title.
Call Pacific National Lending for a reverse mortgage in Brentwood: (916) 526-2700
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Brentwood draws East Bay families seeking newer, larger homes at lower prices than central Contra Costa, along with retirees moving into Summerset and Trilogy at the Vineyards. Many purchases reach jumbo levels, and the active-adult communities create steady demand for reverse mortgage and downsizing financing. The amount available on an Brentwood reverse mortgage depends on the youngest borrower's age, the home's appraised value, current interest rates and the program's lending limit. Higher-value Brentwood homes may benefit from proprietary jumbo reverse mortgages that exceed the HECM limit.
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Housing is largely 1990s-to-new single-family homes in planned communities such as Shadow Lakes, Deer Ridge, Garin Ranch and Brentwood Hills, along with the Summerset and Trilogy at the Vineyards 55-plus communities and older homes near downtown. Our reverse mortgage process in Brentwood begins with an honest conversation about whether it is the right tool, and sometimes it is not. If a reverse mortgage fits, we help schedule the required HUD counseling session, order the appraisal and guide you through closing, usually in four to six weeks.
Reverse mortgages can also be used to purchase a home in Brentwood. The HECM for Purchase program lets buyers 62 and older combine a larger down payment with reverse mortgage proceeds to buy a new home with no monthly mortgage payment, which is popular with downsizers and those moving closer to family.
Our a reverse mortgage clients in Brentwood come from Shadow Lakes, Deer Ridge, Summerset, Trilogy at the Vineyards and every other part of east Contra Costa County. Brentwood is about an hour and fifteen minutes from our Gold River office, and we handle Brentwood loans by phone, email and e-signature.
Call Pacific National Lending at (916) 526-2700 or start your application online. We will review your goals, explain your options in plain English and give you real numbers for a reverse mortgage in Brentwood.
Apply HereLearn more about the program itself: Reverse Mortgage · All loan options · Purchase · Refinance · Today's rates
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