Brentwood is a fast-growing city in far east Contra Costa County, where former orchards have become master-planned neighborhoods and active-adult communities. We help Brentwood buyers and homeowners with conventional, jumbo, VA and FHA financing, plus reverse mortgages for the city's large 55-plus population. Pacific National Lending provides home loans in Brentwood for every kind of buyer: first-timers, move-up families, relocating professionals, veterans and investors. As a mortgage broker, we compare conventional, FHA, VA, USDA and jumbo programs across multiple lenders and recommend the one that costs you the least over the time you plan to own the home.
Call Pacific National Lending for home loans in Brentwood: (916) 526-2700
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Brentwood draws East Bay families seeking newer, larger homes at lower prices than central Contra Costa, along with retirees moving into Summerset and Trilogy at the Vineyards. Many purchases reach jumbo levels, and the active-adult communities create steady demand for reverse mortgage and downsizing financing. Conventional loans in Brentwood start at 3 percent down for qualified buyers, FHA allows 3.5 percent down with more flexible credit, VA offers zero down for eligible veterans and service members, and jumbo loans cover purchases above the conforming loan limit for Contra Costa County. We walk you through each option with real payment figures.
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Housing is largely 1990s-to-new single-family homes in planned communities such as Shadow Lakes, Deer Ridge, Garin Ranch and Brentwood Hills, along with the Summerset and Trilogy at the Vineyards 55-plus communities and older homes near downtown. We have closed home loans on nearly every kind of Brentwood property, so we know which lenders are comfortable with which homes and how to keep an appraisal or a condition request from delaying your closing. Most purchase loans fund in about three weeks from an accepted offer.
A home loan from PNL comes with a fully underwritten pre-approval, transparent pricing across our lender network, and a local team that answers the phone. Call (916) 526-2700 or apply online to see what you qualify for in Brentwood.
Our home loans clients in Brentwood come from Shadow Lakes, Deer Ridge, Summerset, Trilogy at the Vineyards and every other part of east Contra Costa County. Brentwood is about an hour and fifteen minutes from our Gold River office, and we handle Brentwood loans by phone, email and e-signature.
For home loans in Brentwood, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
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