(916) 526-2700
(916) 526-2700 Get Pre-approved
First-Time Homebuyer Loans in Brentwood, CA

First-Time Buyer Programs for Brentwood

Brentwood is a fast-growing city in far east Contra Costa County, where former orchards have become master-planned neighborhoods and active-adult communities. We help Brentwood buyers and homeowners with conventional, jumbo, VA and FHA financing, plus reverse mortgages for the city's large 55-plus population. First-time homebuyer loans in Brentwood include 3 percent down conventional programs, 3.5 percent down FHA loans, zero-down VA and USDA options and CalHFA programs with down payment assistance. Pacific National Lending lays them out side by side so you can see what fits your budget.

Call Pacific National Lending for first-time homebuyer loans in Brentwood: (916) 526-2700

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Brentwood, California

Loan Programs for First-Time Buyers in Brentwood

Brentwood draws East Bay families seeking newer, larger homes at lower prices than central Contra Costa, along with retirees moving into Summerset and Trilogy at the Vineyards. Many purchases reach jumbo levels, and the active-adult communities create steady demand for reverse mortgage and downsizing financing. A first-time homebuyer is generally anyone who has not owned a home in the past three years, which means some Brentwood buyers who owned years ago qualify again. That status unlocks CalHFA programs, reduced mortgage insurance on some conventional loans and down payment assistance.

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The Pacific National Lending team in Gold River

Experience with Brentwood First Purchases

Housing is largely 1990s-to-new single-family homes in planned communities such as Shadow Lakes, Deer Ridge, Garin Ranch and Brentwood Hills, along with the Summerset and Trilogy at the Vineyards 55-plus communities and older homes near downtown. Our team has guided hundreds of first-time buyers through the Brentwood market, and we know where the surprises usually come from: appraisal gaps, condition issues, HOA reviews and timing. We handle them so your first purchase goes as smoothly as your tenth.

Ready to explore buying your first home in Brentwood? Call (916) 526-2700 or apply online. A licensed loan officer will explain what you qualify for, with no credit pull at the first step.

Pacific National Lending serves Shadow Lakes, Deer Ridge, Summerset, Trilogy at the Vineyards and the rest of Brentwood for first-time homebuyer loans. Brentwood is about an hour and fifteen minutes from our Gold River office, and we handle Brentwood loans by phone, email and e-signature.

For first-time homebuyer loans in Brentwood, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.

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More Mortgage Services in Brentwood

Every loan program we offer Brentwood homebuyers, homeowners and investors.

Nearby Areas We Serve

Based in Gold River and serving Contra Costa County and all of Northern California.

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Get Started with First-Time Homebuyer Loans in Brentwood

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