Truckee is a mountain town on I-80 just north of Lake Tahoe, where year-round residents, second-home owners and short-term rental investors all compete for homes in Tahoe Donner, Glenshire and the historic downtown. We help Truckee buyers and homeowners with jumbo, second-home and investment property financing. For many Truckee retirees, the home is their largest asset and their largest expense. A reverse mortgage can eliminate the monthly mortgage payment, provide a reserve for medical costs or home repairs, or simply make retirement more comfortable, and the homeowner keeps the title.
Call Pacific National Lending for a reverse mortgage in Truckee: (916) 526-2700
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Truckee is a high-priced resort market where most purchases are jumbo loans and a large share are second homes or investment properties, each with its own down payment and qualifying rules. Buyers often need financing that accounts for HOA dues, mountain insurance costs and short-term rental income. A reverse mortgage is a non-recourse loan: neither you nor your heirs will ever owe more than the home is worth when it is sold. Heirs can keep the home by paying off the balance or refinancing, or sell it and keep any remaining equity. We explain these outcomes clearly to every Truckee family.
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Housing includes mountain homes and cabins in Tahoe Donner, family neighborhoods in Glenshire and Prosser Lakeview, lakefront and near-lake homes at Donner Lake, condos near downtown, and luxury homes in Gray's Crossing, Old Greenwood and the Martis Valley communities. We encourage Truckee homeowners to include family members and financial advisors in the conversation. A reverse mortgage affects the estate, and the best outcomes happen when everyone understands the numbers before signing.
To find out how much a reverse mortgage could provide on your Truckee home, call (916) 526-2700 for a no-pressure conversation. We will give you real numbers and honest guidance, and there is never an obligation.
Our a reverse mortgage clients in Truckee come from Tahoe Donner, Glenshire, Donner Lake, Downtown Truckee and every other part of the Truckee-Tahoe area. Truckee is about two hours from our Gold River office, and we handle Truckee loans entirely by phone, email and e-signature.
For a reverse mortgage in Truckee, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Reverse Mortgage · All loan options · Purchase · Refinance · Today's rates
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