Mountain View sits in the middle of Silicon Valley between Palo Alto and Sunnyvale, with a lively Castro Street downtown, Caltrain and light rail, and some of the world's best-known technology employers within its city limits. We help Mountain View buyers and homeowners with jumbo purchase loans, condo and townhome financing, refinances and equity lines. A reverse mortgage in Mountain View lets homeowners age 62 and older convert part of their home equity into cash, a line of credit or monthly income while continuing to own and live in the home, with no monthly mortgage payment required. Pacific National Lending explains reverse mortgages honestly so Mountain View homeowners and their families can decide with confidence.
Call Pacific National Lending for a reverse mortgage in Mountain View: (916) 526-2700
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Mountain View buyers are mostly technology professionals, and with single-family prices far above the conforming limit, jumbo loans and careful documentation of stock compensation are everyday work here. Condos and townhomes make up a large part of the market, so confirming HOA and project eligibility before writing an offer saves time and protects the deal. A reverse mortgage is a non-recourse loan: neither you nor your heirs will ever owe more than the home is worth when it is sold. Heirs can keep the home by paying off the balance or refinancing, or sell it and keep any remaining equity. We explain these outcomes clearly to every Mountain View family.
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Housing includes bungalows and cottages in Old Mountain View and Shoreline West, 1950s and 60s ranch homes in Cuesta Park, Waverly Park and Rex Manor, mid-century modern homes in Monta Loma, and many newer condo and townhome communities around Whisman and the downtown transit center. Proceeds from an Mountain View reverse mortgage can be taken as a lump sum, monthly payments, a growing line of credit or a combination. Many homeowners choose the line of credit, which grows over time and can be tapped as needed without a monthly payment.
Reverse mortgages can also be used to purchase a home in Mountain View. The HECM for Purchase program lets buyers 62 and older combine a larger down payment with reverse mortgage proceeds to buy a new home with no monthly mortgage payment, which is popular with downsizers and those moving closer to family.
Pacific National Lending serves Old Mountain View, Cuesta Park, Waverly Park, Monta Loma and the rest of Mountain View for a reverse mortgage. Mountain View is a little over two hours from our Gold River office, and our Silicon Valley clients work with us by phone, email and secure e-signature.
For a reverse mortgage in Mountain View, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Reverse Mortgage · All loan options · Purchase · Refinance · Today's rates
Area photo: "Mountain View CA 02" by Runner1928, CC BY-SA 4.0.
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