Palo Alto is the birthplace of Silicon Valley, a leafy city next to Stanford University with a walkable University Avenue downtown and some of the most valuable residential streets in the country. We help Palo Alto buyers and homeowners with jumbo and super-jumbo purchase loans, refinances and equity financing. For many Palo Alto retirees, the home is their largest asset and their largest expense. A reverse mortgage can eliminate the monthly mortgage payment, provide a reserve for medical costs or home repairs, or simply make retirement more comfortable, and the homeowner keeps the title.
Call Pacific National Lending for a reverse mortgage in Palo Alto: (916) 526-2700
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Palo Alto purchases routinely require loan amounts well beyond ordinary jumbo limits, and buyers are often founders, executives, physicians and professors with stock-heavy compensation or substantial assets. Qualifying on restricted stock, business income or asset-based programs takes a broker with access to many jumbo lenders, which is exactly how we work. A reverse mortgage is a non-recourse loan: neither you nor your heirs will ever owe more than the home is worth when it is sold. Heirs can keep the home by paying off the balance or refinancing, or sell it and keep any remaining equity. We explain these outcomes clearly to every Palo Alto family.
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Housing includes historic homes in Professorville, Old Palo Alto and Crescent Park, bungalows in College Terrace and Downtown North, mid-century Eichler homes in Greenmeadow and Midtown, and larger lots in Barron Park. Proceeds from an Palo Alto reverse mortgage can be taken as a lump sum, monthly payments, a growing line of credit or a combination. Many homeowners choose the line of credit, which grows over time and can be tapped as needed without a monthly payment.
To find out how much a reverse mortgage could provide on your Palo Alto home, call (916) 526-2700 for a no-pressure conversation. We will give you real numbers and honest guidance, and there is never an obligation.
Our a reverse mortgage clients in Palo Alto come from Old Palo Alto, Professorville, Crescent Park, Midtown and every other part of Silicon Valley. Palo Alto is a little over two hours from our Gold River office, and we handle Silicon Valley loans entirely by phone, email and e-signature.
For a reverse mortgage in Palo Alto, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Reverse Mortgage · All loan options · Purchase · Refinance · Today's rates
Area photo: "University Avenue at Waverley Street, Palo Alto, California, April 24, 2020" by Brian Sterling, CC BY-SA 2.0.
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