San Mateo sits midway between San Francisco and Silicon Valley, with a busy downtown around Central Park, three Caltrain stations and neighborhoods that run from the bay shore up into the western hills. We help San Mateo buyers and homeowners with jumbo purchase loans, condo financing, refinances and equity lines. Reverse mortgages have changed a great deal, and today's FHA-insured Home Equity Conversion Mortgage (HECM) includes consumer protections, required counseling and non-recourse terms. Pacific National Lending walks San Mateo homeowners and their adult children through the details step by step.
Call Pacific National Lending for a reverse mortgage in San Mateo: (916) 526-2700
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San Mateo is a high-priced, fast-moving market where technology and biotech professionals compete for limited inventory and nearly every single-family purchase is a jumbo loan. Condos and townhomes, including the newer Bay Meadows community, are the entry point for many buyers, which makes HOA and project review an important early step. To qualify for a reverse mortgage in San Mateo, the youngest borrower must be at least 62, the home must be your primary residence and you need enough equity to pay off any existing mortgage from the proceeds. Lenders also verify that you can keep paying property taxes, homeowners insurance and any HOA dues.
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Housing includes 1920s and 30s period homes in San Mateo Park, Baywood and Aragon, bungalows in Hayward Park, 1950s ranch homes in Hillsdale, Beresford and Shoreview, hillside homes in Laurelwood, and new homes and condos at Bay Meadows. We encourage San Mateo homeowners to include family members and financial advisors in the conversation. A reverse mortgage affects the estate, and the best outcomes happen when everyone understands the numbers before signing.
To find out how much a reverse mortgage could provide on your San Mateo home, call (916) 526-2700 for a no-pressure conversation. We will give you real numbers and honest guidance, and there is never an obligation.
Pacific National Lending serves San Mateo Park, Baywood, Aragon, Hayward Park and the rest of San Mateo for a reverse mortgage. San Mateo is a little over two hours from our Gold River office, and our Peninsula clients work with us by phone, email and secure e-signature.
For a reverse mortgage in San Mateo, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Reverse Mortgage · All loan options · Purchase · Refinance · Today's rates
Area photo: "B Street San Mateo 1 2023-06-03" by FASTILY, CC BY-SA 4.0.
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