Palo Alto is the birthplace of Silicon Valley, a leafy city next to Stanford University with a walkable University Avenue downtown and some of the most valuable residential streets in the country. We help Palo Alto buyers and homeowners with jumbo and super-jumbo purchase loans, refinances and equity financing. For veterans and service members in Palo Alto, a VA loan often means buying sooner and keeping savings in the bank. We handle the Certificate of Eligibility, explain the funding fee and exemptions, and structure the loan so the offer competes with conventional buyers.
Call Pacific National Lending for VA loans in Palo Alto: (916) 526-2700
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Palo Alto purchases routinely require loan amounts well beyond ordinary jumbo limits, and buyers are often founders, executives, physicians and professors with stock-heavy compensation or substantial assets. Qualifying on restricted stock, business income or asset-based programs takes a broker with access to many jumbo lenders, which is exactly how we work. Some Palo Alto sellers and agents still misunderstand VA loans, so we work with your real estate agent to make the offer as strong as possible: a fully underwritten pre-approval, realistic timelines and clear communication about the VA appraisal and minimum property requirements.
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Housing includes historic homes in Professorville, Old Palo Alto and Crescent Park, bungalows in College Terrace and Downtown North, mid-century Eichler homes in Greenmeadow and Midtown, and larger lots in Barron Park. VA loans can be used more than once, and remaining entitlement can even allow a veteran who already owns a VA-financed home to buy another in Palo Alto. We review your entitlement and explain exactly what you can do with it.
Military families relocating to Palo Alto from another duty station can complete the entire VA loan process remotely with us, from application to closing, and we are used to working around deployment schedules and PCS timelines.
Pacific National Lending serves Old Palo Alto, Professorville, Crescent Park, Midtown and the rest of Palo Alto for VA loans. Palo Alto is a little over two hours from our Gold River office, and we handle Silicon Valley loans entirely by phone, email and e-signature.
Call Pacific National Lending at (916) 526-2700 or start your application online. We will review your goals, explain your options in plain English and give you real numbers for VA loans in Palo Alto.
Apply HereLearn more about the program itself: VA Loans · All loan options · Purchase · Refinance · Today's rates
Area photo: "University Avenue at Waverley Street, Palo Alto, California, April 24, 2020" by Brian Sterling, CC BY-SA 2.0.
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