Palo Alto is the birthplace of Silicon Valley, a leafy city next to Stanford University with a walkable University Avenue downtown and some of the most valuable residential streets in the country. We help Palo Alto buyers and homeowners with jumbo and super-jumbo purchase loans, refinances and equity financing. Successful flippers in Palo Alto need capital that moves as fast as the deals do. Pacific National Lending arranges fix and flip loans that can close in as little as 10 to 14 days, fund rehab draws as work is completed, and do not require tax returns or W-2 income on most programs.
Call Pacific National Lending for fix and flip loans in Palo Alto: (916) 526-2700
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Palo Alto purchases routinely require loan amounts well beyond ordinary jumbo limits, and buyers are often founders, executives, physicians and professors with stock-heavy compensation or substantial assets. Qualifying on restricted stock, business income or asset-based programs takes a broker with access to many jumbo lenders, which is exactly how we work. Fix and flip loans in Palo Alto typically fund a percentage of the purchase price plus up to 100 percent of the rehab budget, capped at a percentage of the after-repair value. Terms run 12 to 24 months, interest-only, with no prepayment penalty on most programs, so a quick resale is rewarded.
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Housing includes historic homes in Professorville, Old Palo Alto and Crescent Park, bungalows in College Terrace and Downtown North, mid-century Eichler homes in Greenmeadow and Midtown, and larger lots in Barron Park. Our fix and flip process in Palo Alto begins with a quick review of the deal, then a term sheet with leverage, rate and points. Once you are under contract, we coordinate the appraisal or valuation, the rehab budget review and closing, often inside two weeks.
Investors doing multiple Palo Alto projects a year can qualify for lines of credit or repeat-borrower pricing with some lenders. We help experienced flippers set up financing that scales with their pipeline.
Pacific National Lending serves Old Palo Alto, Professorville, Crescent Park, Midtown and the rest of Palo Alto for fix and flip loans. Palo Alto is a little over two hours from our Gold River office, and we handle Silicon Valley loans entirely by phone, email and e-signature.
For fix and flip loans in Palo Alto, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: Fix and Flip Loans · All loan options · Purchase · Refinance · Today's rates
Area photo: "University Avenue at Waverley Street, Palo Alto, California, April 24, 2020" by Brian Sterling, CC BY-SA 2.0.
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