With a HELOC from Pacific National Lending, you can borrow what you need, when you need it—whether you're renovating, investing, or covering major expenses.
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Our HELOCs come with low interest rates and flexible draw periods, giving Roseville homeowners the power to manage cash flow wisely and take on projects with confidence.
Apply HereConventional, FHA, VA, USDA, Jumbo Loans
First-Time Homebuyer Programs
Refinance and Cash-Out Options
Down Payment Assistance Guidance
Conventional, FHA, VA, USDA, Jumbo Loans
Few First-Time Buyer Solutions
Refinance and Cash-Out Options
Minimal Down Payment Support
15+ Years Serving California Homebuyers
In-Depth Knowledge of Sacramento & Placer Markets
Dedicated Local Team
High Employee Turnover
Limited Understanding of Local Markets
Remote or Rotating Staff
Direct Access to Loan Officers
Fast Response Times
Step-by-Step Guidance from Application to Closing
Ability to Work with Difficult Applications
Call Centers or Automated Systems
Delayed or Infrequent Communication
Minimal Guidance During Process
Unclear Status Updates
Use your home’s built-up equity to invest in your future. Our local team makes the process simple, fast, and tailored to your financial goals.
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1. See how much equity you can access with a free HELOC consultation.
2. Borrow smarter with a flexible line of credit backed by your Roseville home.
3. Get started today and make your home’s equity work for you.
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