If you're buying your first home in Roseville, Pacific National Lending is your trusted partner. We specialize in first-time homebuyer loans with programs tailored to your budget and future goals.
Apply HereTake advantage of FHA, USDA, and conventional loans with flexible credit requirements and low down payments. We’ll help you understand what you qualify for and how to maximize affordability.
Apply HereConventional, FHA, VA, USDA, Jumbo Loans
First-Time Homebuyer Programs
Refinance and Cash-Out Options
Down Payment Assistance Guidance
Conventional, FHA, VA, USDA, Jumbo Loans
Few First-Time Buyer Solutions
Refinance and Cash-Out Options
Minimal Down Payment Support
15+ Years Serving California Homebuyers
In-Depth Knowledge of Sacramento & Placer Markets
Dedicated Local Team
High Employee Turnover
Limited Understanding of Local Markets
Remote or Rotating Staff
Direct Access to Loan Officers
Fast Response Times
Step-by-Step Guidance from Application to Closing
Ability to Work with Difficult Applications
Call Centers or Automated Systems
Delayed or Infrequent Communication
Minimal Guidance During Process
Unclear Status Updates
From pre-approval to closing, our team walks you through the process with clarity and confidence. We simplify the experience so you can focus on finding your perfect home in Roseville.
Apply Here1. Get personalized advice from Roseville's local mortgage experts.
2. Take the stress out of your first home purchase with a free consultation.
3. Apply now and discover just how close you are to holding the keys to your first home.
© 2025, Pacific National Lending, all rights reserved. Created and managed by 1 Stop Link. Images & icons used on the website are either original, free or purchased on pexels.com, unsplash.com, vecteezy.com, fontawesome.com or other platforms. The display of logos, seals and emblems is not meant to show affiliation between us and their owners. This use falls under the fair use category of copyright protected images.