Dixon is a small Solano County city on I-80 between Davis and Vacaville, surrounded by farmland and known for its May Fair, historic downtown and quiet family neighborhoods. We help Dixon buyers and homeowners with FHA, VA, USDA, conventional and jumbo financing. Down payment assistance is one of the most underused tools in the Dixon market. Buyers assume they do not qualify or that the programs are too complicated, when in reality a first-time buyer with steady income and reasonable credit is often eligible for thousands of dollars in help.
Call Pacific National Lending for down payment assistance in Dixon: (916) 526-2700
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Dixon offers a small-town alternative to Davis and Vacaville at lower prices, which draws UC Davis employees, Travis AFB families and Bay Area commuters. Many homes on the edges of town and in the surrounding countryside are eligible for USDA zero-down loans, and acreage properties benefit from a lender comfortable with rural appraisals. For Dixon buyers, CalHFA's MyHome Assistance Program provides a deferred-payment junior loan of up to 3.5 percent of the purchase price or appraised value on FHA loans (3 percent on conventional) for down payment or closing costs, with no monthly payment until the home is sold, refinanced or paid off. It pairs with CalHFA FHA, VA, USDA and conventional first mortgages.
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Housing includes early-1900s homes near downtown, 1960s to 80s neighborhoods along West A Street and Pitt School Road, 1990s and 2000s subdivisions on the south and west sides, and farm and acreage properties in the surrounding countryside. Our process for Dixon buyers using assistance starts with a standard pre-approval, then a review of every program you qualify for. We show you the combined loan structure, the total monthly payment and the cash to close with and without assistance, so you can choose with clear numbers.
To find out which down payment assistance programs you qualify for in Dixon, call (916) 526-2700 or apply online. We will check eligibility, explain the terms and build a plan around them. No credit pull at the first step.
We help borrowers with down payment assistance throughout Dixon, including Downtown Dixon, Southwest Dixon, Pitt School Road, West A Street, and across Solano County. Dixon is about forty-five minutes from our Gold River office via I-80.
Ready to talk about down payment assistance in Dixon? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
Apply HereLearn more about the program itself: Down Payment Assistance · All loan options · Purchase · Refinance · Today's rates
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