Dixon is a small Solano County city on I-80 between Davis and Vacaville, surrounded by farmland and known for its May Fair, historic downtown and quiet family neighborhoods. We help Dixon buyers and homeowners with FHA, VA, USDA, conventional and jumbo financing. First-time homebuyer loans in Dixon include 3 percent down conventional programs, 3.5 percent down FHA loans, zero-down VA and USDA options and CalHFA programs with down payment assistance. Pacific National Lending lays them out side by side so you can see what fits your budget.
Call Pacific National Lending for first-time homebuyer loans in Dixon: (916) 526-2700
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Dixon offers a small-town alternative to Davis and Vacaville at lower prices, which draws UC Davis employees, Travis AFB families and Bay Area commuters. Many homes on the edges of town and in the surrounding countryside are eligible for USDA zero-down loans, and acreage properties benefit from a lender comfortable with rural appraisals. The loan program that fits a first-time buyer in Dixon depends on credit score, savings, income and the type of home. FHA is forgiving on credit, conventional loans reward stronger scores with cheaper mortgage insurance, and VA and USDA eliminate the down payment entirely for eligible buyers.
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Housing includes early-1900s homes near downtown, 1960s to 80s neighborhoods along West A Street and Pitt School Road, 1990s and 2000s subdivisions on the south and west sides, and farm and acreage properties in the surrounding countryside. Our first-time buyer process in Dixon is designed to remove confusion: a short application, a document checklist, an underwritten pre-approval, then appraisal and closing. Your loan officer explains each step before it happens and answers every question along the way.
Ready to explore buying your first home in Dixon? Call (916) 526-2700 or apply online. A licensed loan officer will explain what you qualify for, with no credit pull at the first step.
Pacific National Lending serves Downtown Dixon, Southwest Dixon, Pitt School Road, West A Street and the rest of Dixon for first-time homebuyer loans. Dixon is about forty-five minutes from our Gold River office via I-80.
For first-time homebuyer loans in Dixon, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: First-Time Homebuyer Loans · All loan options · Purchase · Refinance · Today's rates
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