Loomis is a small Placer County town along Taylor Road and I-80 that has kept its rural character, with acreage properties, horse pastures and a walkable historic downtown. We help Loomis buyers and homeowners with purchase loans, refinances and financing for larger properties. Down payment assistance is one of the most underused tools in the Loomis market. Buyers assume they do not qualify or that the programs are too complicated, when in reality a first-time buyer with steady income and reasonable credit is often eligible for thousands of dollars in help.
Call Pacific National Lending for down payment assistance in Loomis: (916) 526-2700
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Loomis buyers are often looking for land, privacy and Del Oro High School, and many properties include acreage, wells, septic systems or outbuildings that require a lender comfortable with rural appraisals. Prices frequently reach jumbo levels for larger parcels and custom homes. For Loomis buyers, CalHFA's MyHome Assistance Program provides a deferred-payment junior loan of up to 3.5 percent of the purchase price or appraised value on FHA loans (3 percent on conventional) for down payment or closing costs, with no monthly payment until the home is sold, refinanced or paid off. It pairs with CalHFA FHA, VA, USDA and conventional first mortgages.
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Housing includes custom homes on one-to-five-acre parcels off Horseshoe Bar Road and King Road, 1970s to 90s homes on large lots near downtown, and a limited number of newer subdivisions. Assistance loans add a few steps to the closing, such as program approval and homebuyer education, and we manage all of them. Most Loomis purchases using CalHFA assistance close in about 30 to 35 days, and we set expectations with your agent and the seller from the start.
To find out which down payment assistance programs you qualify for in Loomis, call (916) 526-2700 or apply online. We will check eligibility, explain the terms and build a plan around them. No credit pull at the first step.
We help borrowers with down payment assistance throughout Loomis, including Downtown Loomis, Horseshoe Bar Road, King Road, Taylor Road corridor, and across the Placer County foothills. Loomis is about thirty minutes from our Gold River office.
Ready to talk about down payment assistance in Loomis? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
Apply HereLearn more about the program itself: Down Payment Assistance · All loan options · Purchase · Refinance · Today's rates
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