Loomis is a small Placer County town along Taylor Road and I-80 that has kept its rural character, with acreage properties, horse pastures and a walkable historic downtown. We help Loomis buyers and homeowners with purchase loans, refinances and financing for larger properties. VA loans are the strongest home financing benefit available to those who have served, and Pacific National Lending makes sure Loomis veterans get the full value of it: no down payment, competitive rates, no monthly mortgage insurance and limits on the closing costs a veteran can be charged.
Call Pacific National Lending for VA loans in Loomis: (916) 526-2700
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Loomis buyers are often looking for land, privacy and Del Oro High School, and many properties include acreage, wells, septic systems or outbuildings that require a lender comfortable with rural appraisals. Prices frequently reach jumbo levels for larger parcels and custom homes. VA loans in Loomis do not require a down payment on purchases within the veteran's available entitlement, and with full entitlement there is no VA-imposed loan limit, which matters in higher-priced neighborhoods. Lenders still qualify on income, credit and residual income, and we know which VA lenders are most flexible.
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Housing includes custom homes on one-to-five-acre parcels off Horseshoe Bar Road and King Road, 1970s to 90s homes on large lots near downtown, and a limited number of newer subdivisions. VA loans can be used more than once, and remaining entitlement can even allow a veteran who already owns a VA-financed home to buy another in Loomis. We review your entitlement and explain exactly what you can do with it.
To use your VA benefit in Loomis, call (916) 526-2700 or apply online. We will confirm eligibility, explain the funding fee and show you what a zero-down purchase looks like with real numbers. No credit pull at the first step.
Our VA loans clients in Loomis come from Downtown Loomis, Horseshoe Bar Road, King Road, Taylor Road corridor and every other part of the Placer County foothills. Loomis is about thirty minutes from our Gold River office.
For VA loans in Loomis, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
Apply HereLearn more about the program itself: VA Loans · All loan options · Purchase · Refinance · Today's rates
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