Loomis is a small Placer County town along Taylor Road and I-80 that has kept its rural character, with acreage properties, horse pastures and a walkable historic downtown. We help Loomis buyers and homeowners with purchase loans, refinances and financing for larger properties. Pacific National Lending provides home loans in Loomis for every kind of buyer: first-timers, move-up families, relocating professionals, veterans and investors. As a mortgage broker, we compare conventional, FHA, VA, USDA and jumbo programs across multiple lenders and recommend the one that costs you the least over the time you plan to own the home.
Call Pacific National Lending for home loans in Loomis: (916) 526-2700
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Loomis buyers are often looking for land, privacy and Del Oro High School, and many properties include acreage, wells, septic systems or outbuildings that require a lender comfortable with rural appraisals. Prices frequently reach jumbo levels for larger parcels and custom homes. Rates on Loomis home loans move daily, and the rate you qualify for depends on credit score, down payment, loan size and property type. We show you how each of those levers changes your payment, then lock the rate at the right moment with a lender who can close on your contract timeline.
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Housing includes custom homes on one-to-five-acre parcels off Horseshoe Bar Road and King Road, 1970s to 90s homes on large lots near downtown, and a limited number of newer subdivisions. Because we are based in Gold River, Loomis buyers can lean on us for local knowledge along with financing: which escrow companies close on time, how county loan limits affect the structure, and what sellers and listing agents in this market expect to see in a pre-approval.
A home loan from PNL comes with a fully underwritten pre-approval, transparent pricing across our lender network, and a local team that answers the phone. Call (916) 526-2700 or apply online to see what you qualify for in Loomis.
Our home loans clients in Loomis come from Downtown Loomis, Horseshoe Bar Road, King Road, Taylor Road corridor and every other part of the Placer County foothills. Loomis is about thirty minutes from our Gold River office.
For home loans in Loomis, call Pacific National Lending at (916) 526-2700 or use the secure application on this page. A licensed loan officer will follow up within one business day.
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