Loomis is a small Placer County town along Taylor Road and I-80 that has kept its rural character, with acreage properties, horse pastures and a walkable historic downtown. We help Loomis buyers and homeowners with purchase loans, refinances and financing for larger properties. Fix and flip loans in Loomis give investors short-term financing to buy, renovate and resell a property, with the purchase price and rehab budget funded in one loan. Pacific National Lending brokers fix and flip financing through lenders that close quickly and lend based on the property's after-repair value.
Call Pacific National Lending for fix and flip loans in Loomis: (916) 526-2700
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Loomis buyers are often looking for land, privacy and Del Oro High School, and many properties include acreage, wells, septic systems or outbuildings that require a lender comfortable with rural appraisals. Prices frequently reach jumbo levels for larger parcels and custom homes. Qualifying for a fix and flip loan in Loomis focuses on the deal and the borrower's experience rather than personal income: the purchase price, the scope and budget of the renovation, the projected resale value and the investor's track record. First-time flippers can qualify, usually with slightly lower leverage.
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Housing includes custom homes on one-to-five-acre parcels off Horseshoe Bar Road and King Road, 1970s to 90s homes on large lots near downtown, and a limited number of newer subdivisions. Many Loomis investors use fix and flip loans as a bridge into a long-term hold. If a flipped property becomes a rental instead, we can refinance the short-term loan into a DSCR loan based on the new rent, which is a common and efficient strategy.
Fix and flip lenders in Loomis generally require the property to be vested in an LLC or other entity, and rates and points vary with experience, leverage and loan size. We explain the full cost so you can compare it against the projected profit.
We help borrowers with fix and flip loans throughout Loomis, including Downtown Loomis, Horseshoe Bar Road, King Road, Taylor Road corridor, and across the Placer County foothills. Loomis is about thirty minutes from our Gold River office.
Call Pacific National Lending at (916) 526-2700 or start your application online. We will review your goals, explain your options in plain English and give you real numbers for fix and flip loans in Loomis.
Apply HereLearn more about the program itself: Fix and Flip Loans · All loan options · Purchase · Refinance · Today's rates
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