Granite Bay is an upscale, unincorporated Placer County community on the west shore of Folsom Lake, known for large lots, custom homes and gated neighborhoods. We help Granite Bay buyers and homeowners with jumbo purchase loans, refinances and home equity financing. Fix and flip loans in Granite Bay give investors short-term financing to buy, renovate and resell a property, with the purchase price and rehab budget funded in one loan. Pacific National Lending brokers fix and flip financing through lenders that close quickly and lend based on the property's after-repair value.
Call Pacific National Lending for fix and flip loans in Granite Bay: (916) 526-2700
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Granite Bay is one of the highest-priced markets in the Sacramento region, so most purchases require jumbo financing and many of our clients here are self-employed business owners, executives and physicians who need flexible documentation. Long-time owners frequently use HELOCs and cash-out refinances for remodels and investments. Lenders review the rehab scope and budget carefully, so a realistic contractor bid and a clear plan strengthen your Granite Bay application. Rehab funds are released in draws after inspection, which protects both the lender and the investor's timeline.
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Housing includes gated communities such as Los Lagos, Wexford and Treelake Village, custom estates on acreage off Douglas Boulevard and Auburn-Folsom Road, and 1980s and 90s homes in established subdivisions like Treelake and Granite Bay Hills. Our fix and flip process in Granite Bay begins with a quick review of the deal, then a term sheet with leverage, rate and points. Once you are under contract, we coordinate the appraisal or valuation, the rehab budget review and closing, often inside two weeks.
To get a term sheet for a fix and flip project in Granite Bay, call (916) 526-2700 or send the property details through our application. Most quotes come back the same business day.
We help borrowers with fix and flip loans throughout Granite Bay, including Los Lagos, Treelake Village, Wexford, Granite Bay Hills, and across south Placer County. Granite Bay is about twenty minutes from our Gold River office.
Ready to talk about fix and flip loans in Granite Bay? Call (916) 526-2700 or apply online in a few minutes. There is no credit pull at the first step and no obligation.
Apply HereLearn more about the program itself: Fix and Flip Loans · All loan options · Purchase · Refinance · Today's rates
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